ALFA Finder| Revenue growth | Gross Advances 23% CAGR; Deposits 42% CAGR |
|---|---|
| Margins | NIM at 6.69% in FY26; Yield on Gross Advances 15.65% (Q4FY26) |
| Demand visibility | Significant unmet credit demand of ₹84 lakh crore estimated in sector |
| Management confidence | High; aiming to be 'Banker of Choice' for informal segments |
Growth
FY26 Gross Advances grew at 23% CAGR; Deposits at 42% CAGR. SBL portfolio CAGR was 27% (FY18-26).
Outlook
Targeting Tamil Nadu concentration below 35%. Minimal branch expansion expected over next 2-3 years; focus on yield stability.
Risks
Exposure to event-driven/political risks, farm loan waivers, and relatively fragile credit profiles in informal segments.
Earnings Call filed with NSE, NSE: EQUITASBNK. Summary written with AI assistance from the document.
Equitas Small Finance Bank Ltd: key numbers
- Share price
- ₹55.96
- Market cap
- ₹6,403 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹116.0 Cr
- P/E (TTM)
- 9.1×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Equitas Small Finance Bank Ltd
All →Equitas Small Finance Bank Other Announcement
Equitas Small Finance Bank disclosed an ESG score of 68 assigned by CRISIL ESG Ratings, a SEBI-registered ERP, based on public information. The bank did not engage the agency for the rating.
Equitas Small Finance Bank Management Change
Equitas Small Finance Bank's MD & CEO P.N. Vasudevan resigned. Whole-time director Balaji Nuthalapadi was appointed interim MD & CEO for three months.
- Execution
- Three months from November 06, 2026, or until a regular MD & CEO is appointed, whichever is earlier
Equitas Small Finance Bank Capital Structure Change
SBI Mutual Fund sold 2.19 crore Equitas Small Finance Bank shares, cutting its stake from ~5% to 3.07%. The open-market sale reduces the holding to 3.07%.
Equitas Small Finance Bank Earnings Call Transcript: Key Takeaways
Bank crosses ₹1 lakh crore business milestone despite MD P.N. Vasudevan's surprise resignation over family investment conflicts.
Equitas Small Finance Bank Investor Presentation: Key Takeaways
Q2FY27 record PAT Rs218 Cr (vs Rs24 Cr); RoA 1.31%, RoE 13.50%; advances up 30% YoY to Rs50,669 Cr; NIM compressed to 6.69% on surplus liquidity.
Equitas Small Finance Bank Results Update
Equitas Small Finance Bank posted Q2FY27 PAT of ₹218 crore, up 803% YoY. Total business crossed ₹1 lakh crore with advances and deposits each surpassing ₹50,000 crore.