| Revenue growth | Net Interest Income grew 18% YoY. |
|---|---|
| Margins | NIM improved to 7.29%; expected to stabilize around 7%. |
| Demand visibility | Strong; projecting 20% growth in advances. |
| Management confidence | High; focusing on sustainable 1.5% exit ROA. |
Growth
Gross advances grew 22% YoY to ₹46,165cr; PAT surged 406% YoY to ₹213cr. Deposits grew 8% YoY.
Outlook
Guided 20%+ advances growth; full-year ROA target 1.2%-1.25% with Q4 exit of 1.5%; sustainable NIMs around 7%.
Risks
Geopolitical tensions impacting West Asia supply chains; inflationary pressure on commercial vehicle borrowers; rising cost of funds.
Earnings Call filed with NSE, NSE: EQUITASBNK. Summary written with AI assistance from the document.
Equitas Small Finance Bank Ltd: key numbers
- Share price
- ₹67.03
- Market cap
- ₹7,669 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹116.0 Cr
- P/E (TTM)
- 15.0×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.70%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Equitas Small Finance Bank Ltd
All →Equitas Small Finance Bank Debt & Borrowing
Equitas Small Finance Bank allotted non-convertible debt securities on September 25, 2026. The bank's paid-up share capital remains unchanged at Rs. 1,144.13 Crore post-allotment.
Equitas Small Finance Bank Debt & Borrowing: ₹500 Cr
Equitas Small Finance Bank Limited has allotted 50,000 non-convertible debentures (NCDs) on a private placement basis. The unsecured Lower Tier II Bonds, aggregating ₹500 Crore, carry a 9.95% annual coupon.
- Value
- ₹500.0 Cr
- Execution
- 10 years
Equitas Small Finance Bank Management Change
Prof. SamirKumar Barua has ceased to be an Independent Director of Equitas Small Finance Bank Limited, effective September 22, 2026, upon completing his tenure.
Equitas Small Finance Bank Legal & Regulatory
Equitas Small Finance Bank received a GST show cause notice proposing Rs. 533.81 Crore demand for FY 2022-23. The Bank contests the demand; no crystallised liability exists.
- Value
- ₹533.8 Cr
Equitas Small Finance Bank Debt & Borrowing: ₹500 Cr
Equitas Small Finance Bank's board approved ₹500 Crore of Lower Tier II NCDs via private placement. The unsecured debentures will be listed on BSE.
- Value
- ₹500.0 Cr
Equitas Small Finance Bank Annual General Meeting
Equitas Small Finance Bank held its Tenth AGM on September 09, 2026. The meeting discussed various business items, including re-appointments and enabling resolutions for future capital raising.