| Margins | NIM at 3.35%; targeting business model NIMs of 3.50%-3.65%. |
|---|---|
| Order book | Advances reached INR 59,951 Cr. |
| Demand visibility | Strong growth in Agri and Mortgages segments. |
| Management confidence | High; aiming to double Balance Sheet size every 3-4 years. |
Growth
PAT grew 35.57% Y-o-Y to INR 213 Cr; Deposits grew 20.06% Y-o-Y to INR 74,482 Cr.
Outlook
Aims to double balance sheet every 3-4 years. Targets ROE of 13.5% for FY27 and 14.5% for FY28.
Risks
CASA ratio declined to 21.65% from 23.32% Y-o-Y. Fresh slippage ratio increased to 2.69% Q-o-Q.
Investor Presentation filed with NSE, NSE: DCBBANK. Summary written with AI assistance from the document.
DCB Bank Ltd: key numbers
- Share price
- ₹214.09
- Market cap
- ₹6,898 Cr
- Revenue (annual)
- ₹7,404 Cr
- Net profit (annual)
- ₹731.6 Cr
- P/E (TTM)
- 8.8×Sector 22.0×
- Promoter holding
- 16.23%+0.00% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from DCB Bank Ltd
All →DCB Bank Regulatory Approval
RBI approved ICICI Prudential AMC to acquire up to 9.95% of DCB Bank's equity. The approval is conditional and lapses if not exercised within one year.
DCB Bank Earnings Call Transcript: Key Takeaways
DCB Bank reported its highest-ever quarterly PAT of INR 213 Cr for Q1 FY27, driven by 20.06% YoY deposit growth and 17.06% YoY advances growth, with NIM rising 15 bps YoY to 3.35%.
DCB Bank Q1 FY27 Results: Net Profit ₹213 Cr, Up 35.7% YoY
DCB Bank Ltd reported revenue from operations of ₹1,984 Cr (+9.4% YoY) and net profit of ₹213 Cr (+35.7% YoY) for Q1 FY27.
- Key figure
- Net profit ₹213 Cr · +35.7% YoY
DCB Bank Q1 FY27 Results: Net Profit ₹213.2 Cr, Up 35.5% YoY
DCB Bank Ltd reported revenue from operations of ₹1,984 Cr (+9.4% YoY) and net profit of ₹213.2 Cr (+35.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹213.2 Cr · +35.5% YoY
DCB Bank Earnings Call: Key Takeaways
DCB Bank reported record FY26 PAT of ₹732cr and Q4 PAT of ₹206cr, driven by consistent 18% loan growth and improving NIMs (3.39%).