| Revenue growth | 16% income growth for the full year. |
|---|---|
| Margins | NIM expanded to 3.39%, up 12 bps sequentially; cost of deposits improving. |
| Demand visibility | Strong demand in mortgages, agri, and secured small-ticket granular products. |
| Management confidence | High; cited consistency, predictability, and repeatability as key pillars. |
Growth
FY26 PAT grew to record levels; Q4 advances up 18% YoY, deposits up 21% YoY.
Outlook
Targets 18-20% loan growth; aims to increase employee headcount to 13,000 and cross 500 branches in FY27.
Risks
West Asia crisis impact on supply chains and inflation; flat current account growth; MFI book volatility.
Earnings Call filed with BSE, NSE: DCBBANK. Summary written with AI assistance from the document.
DCB Bank Ltd: key numbers
- Share price
- ₹214.09
- Market cap
- ₹6,898 Cr
- Revenue (annual)
- ₹7,404 Cr
- Net profit (annual)
- ₹731.6 Cr
- P/E (TTM)
- 8.8×Sector 22.0×
- Promoter holding
- 16.23%+0.00% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from DCB Bank Ltd
All →DCB Bank Regulatory Approval
RBI approved ICICI Prudential AMC to acquire up to 9.95% of DCB Bank's equity. The approval is conditional and lapses if not exercised within one year.
DCB Bank Earnings Call Transcript: Key Takeaways
DCB Bank reported its highest-ever quarterly PAT of INR 213 Cr for Q1 FY27, driven by 20.06% YoY deposit growth and 17.06% YoY advances growth, with NIM rising 15 bps YoY to 3.35%.
DCB Bank Investor Presentation: Key Takeaways
DCB Bank reported Q1 FY27 PAT of INR 213 Cr, up 35.57% Y-o-Y, with advances growing 17.06% to INR 59,951 Cr. Strategy focuses on secured lending and granular deposits.
DCB Bank Q1 FY27 Results: Net Profit ₹213 Cr, Up 35.7% YoY
DCB Bank Ltd reported revenue from operations of ₹1,984 Cr (+9.4% YoY) and net profit of ₹213 Cr (+35.7% YoY) for Q1 FY27.
- Key figure
- Net profit ₹213 Cr · +35.7% YoY
DCB Bank Q1 FY27 Results: Net Profit ₹213.2 Cr, Up 35.5% YoY
DCB Bank Ltd reported revenue from operations of ₹1,984 Cr (+9.4% YoY) and net profit of ₹213.2 Cr (+35.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹213.2 Cr · +35.5% YoY