| Revenue growth | Total Income ₹1,516 Cr (+18% YoY). |
|---|---|
| Margins | NIM at 3.66%; Yield on advances 10.65%. |
| Order book | Gross Advances at ₹40,867 Cr. |
| Demand visibility | Strong growth in Gold and Wholesale segments. |
Growth
Net Interest Income grew 26% YoY to ₹479 Cr. Gross Advances increased 24% YoY to ₹40,867 Cr, led by Gold Loans (+47% YoY).
Outlook
SBS 2030 'Scale' phase (FY27-FY30) aims for sustained value creation and product suite enhancement. Branch network reached 868.
Risks
NIM compressed to 3.66% from 3.83% QoQ. CASA ratio declined to 19.41% from 23.49% YoY.
Investor Presentation filed with BSE, NSE: CSBBANK. Summary written with AI assistance from the document.
CSB Bank Ltd: key numbers
- Share price
- ₹333.70
- Market cap
- ₹5,789 Cr
- Revenue (annual)
- ₹4,505 Cr
- Net profit (annual)
- ₹633.2 Cr
- P/E (TTM)
- 8.7×Sector 22.0×
- Promoter holding
- 40.00%+0.00% QoQ
- FII holding
- 12.63%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CSB Bank Ltd
All →CSB Bank Management Change
CSB Bank Limited has appointed Mr. Anish Thurthi as an Additional Director (Non-Executive Non-Independent) effective September 25, 2026. The Board also approved the reconstitution of various sub-committees.
CSB Bank Price Movement Clarification
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CSB Bank Regulatory Approval
The RBI has granted approval to ICICI Prudential Asset Management Company Limited to acquire up to 9.95% stake in CSB Bank Limited.
CSB Bank Other Announcement
CSB Bank Limited has informed the exchanges that it has been assigned an 'ESG 72' rating by Crisil ESG Ratings & Analytics Limited on an independent basis.
CSB Bank Management Change
CSB Bank announced that Mr. Sumit Maheshwari ceased to be a Non-Executive Non-Independent Director upon completion of his tenure, effective September 2, 2026.
CSB Bank Earnings Call Transcript: Key Takeaways
CSB Bank reported Q1 FY2027 net profit of ₹150 Cr, up 27% YoY. Strategy focuses on diversifying from gold loans toward a holistic franchise through technology-led retail scaling.