| Revenue growth | Total Income ₹1,516 Cr (+18% YoY). |
|---|---|
| Margins | NIM at 3.66%; Yield on advances 10.65%. |
| Order book | Gross Advances at ₹40,867 Cr. |
| Demand visibility | Strong growth in Gold and Wholesale segments. |
Growth
Net Interest Income grew 26% YoY to ₹479 Cr. Gross Advances increased 24% YoY to ₹40,867 Cr, led by Gold Loans (+47% YoY).
Outlook
SBS 2030 'Scale' phase (FY27-FY30) aims for sustained value creation and product suite enhancement. Branch network reached 868.
Risks
NIM compressed to 3.66% from 3.83% QoQ. CASA ratio declined to 19.41% from 23.49% YoY.
Investor Presentation filed with BSE, NSE: CSBBANK. Summary written with AI assistance from the document.
CSB Bank Ltd: key numbers
- Share price
- ₹309.30
- Market cap
- ₹5,366 Cr
- Revenue (annual)
- ₹4,505 Cr
- Net profit (annual)
- ₹633.2 Cr
- P/E (TTM)
- 7.8×Sector 20.8×
- Promoter holding
- 40.00%+0.00% QoQ
- FII holding
- 12.33%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CSB Bank Ltd
All →CSB Bank Employee Stock Options
CSB Bank's ESOS Trust transferred 46,750 equity shares to two grantees on exercise of vested stock options. No consideration amount was disclosed in the filing.
CSB Bank Annual General Meeting
CSB Bank seeks postal ballot approval for a new director and pay revisions for its MD and whole-time director. E-voting runs till 3 December 2026.
CSB Bank Results Update
CSB Bank reported Q2 FY27 PAT of ₹183 Crore, up 14% YoY. Deposits and advances grew 18% and 22% YoY respectively.
CSB Bank Investor Presentation: Key Takeaways
CSB Bank reported Q2 FY27 PAT of ₹183 Cr, up 14% YoY, driven by 20% growth in NII. Advances grew 22% YoY with gold loans comprising 53% of the mix.
CSB Bank Q2 FY27 Results: Net Profit ₹182.7 Cr, Up 14.0% YoY
CSB Bank Ltd reported revenue from operations of ₹1,339 Cr (+20.7% YoY) and net profit of ₹182.7 Cr (+14.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹182.7 Cr · +14.0% YoY
CSB Bank Price Movement Clarification
CSB Bank clarified it is not aware of any merger negotiations with IDBI Bank, responding to a BSE query regarding a recent media report.