ALFA Finder| Revenue growth | 24% YoY for FY26. |
|---|---|
| Margins | NIM compression observed YoY (3.76% vs 4.13%). |
| Demand visibility | High in Gold Loans (53% of mix) and Wholesale Banking. |
| Management confidence | Strong; pivoting to 'Scale' phase of SBS 2030. |
Growth
FY26 Gross Advances grew 27% to ₹40,359 Cr; Deposits grew 20% to ₹44,246 Cr. Q4 PAT rose 6% YoY.
Outlook
SBS 2030 strategy entering 'Build for Scale' phase (FY27-30) targeting full-service private bank status and sustained value creation.
Risks
NIM compressed to 3.76% from 4.13% YoY; Cost to Income ratio remains high at 62.53%.
Earnings Call filed with BSE, NSE: CSBBANK. Summary written with AI assistance from the document.
CSB Bank Ltd: key numbers
- Share price
- ₹309.30
- Market cap
- ₹5,366 Cr
- Revenue (annual)
- ₹4,505 Cr
- Net profit (annual)
- ₹633.2 Cr
- P/E (TTM)
- 7.8×Sector 20.8×
- Promoter holding
- 40.00%+0.00% QoQ
- FII holding
- 12.33%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CSB Bank Ltd
All →CSB Bank Employee Stock Options
CSB Bank's ESOS Trust transferred 46,750 equity shares to two grantees on exercise of vested stock options. No consideration amount was disclosed in the filing.
CSB Bank Annual General Meeting
CSB Bank seeks postal ballot approval for a new director and pay revisions for its MD and whole-time director. E-voting runs till 3 December 2026.
CSB Bank Results Update
CSB Bank reported Q2 FY27 PAT of ₹183 Crore, up 14% YoY. Deposits and advances grew 18% and 22% YoY respectively.
CSB Bank Investor Presentation: Key Takeaways
CSB Bank reported Q2 FY27 PAT of ₹183 Cr, up 14% YoY, driven by 20% growth in NII. Advances grew 22% YoY with gold loans comprising 53% of the mix.
CSB Bank Q2 FY27 Results: Net Profit ₹182.7 Cr, Up 14.0% YoY
CSB Bank Ltd reported revenue from operations of ₹1,339 Cr (+20.7% YoY) and net profit of ₹182.7 Cr (+14.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹182.7 Cr · +14.0% YoY
CSB Bank Price Movement Clarification
CSB Bank clarified it is not aware of any merger negotiations with IDBI Bank, responding to a BSE query regarding a recent media report.