| Margins | NIM improved to 3.87% in Q4 vs 3.60% YoY. |
|---|---|
| Demand visibility | Strong credit demand in MSME and South India network. |
Growth
FY26 Net Profit rose 18% YoY to ₹13,262 Mn. Q4 FY26 Net Profit grew 25% YoY to ₹3,596 Mn.
Outlook
Continued focus on MSME/SME segments (37% of advances). Strong capitalization (CRAR 21.92%) supports future credit expansion.
Risks
Slippage ratio remains at 1.12% for Q4; operating expenses grew 21% YoY in FY26.
Earnings Call filed with NSE, NSE: CUB. Summary written with AI assistance from the document.
City Union Bank Ltd: key numbers
- Share price
- ₹225.57
- Market cap
- ₹22,349 Cr
- Revenue (annual)
- ₹6,870 Cr
- Net profit (annual)
- ₹1,326 Cr
- P/E (TTM)
- 15.9×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 18.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from City Union Bank Ltd
All →City Union Bank Capacity Expansion
City Union Bank Limited opened a new branch in Vallancherry, Chengalpattu District on September 25, 2026. This expansion brings the bank's total network to 1002 branches.
- new branches
- 1.0 branches
City Union Bank Credit Rating
ICRA has assigned and reaffirmed credit ratings for City Union Bank's Basel III Tier II bonds and certificates of deposit, respectively.
City Union Bank Other Announcement
City Union Bank informed the exchanges about RBI's approval regarding amendments to the Memorandum and Articles of Association concerning the bank's authorized share capital.
City Union Bank Earnings Call Transcript: Key Takeaways
City Union Bank reported strong 1QFY27 results with 25% PAT growth to ₹383 Cr and 24% interest income growth. Focus remains on secured lending, particularly MSME and Gold Loans, maintaining industry-leading asset quality.
- Call
- Guides 25% growth
City Union Bank Investor Presentation: Key Takeaways
City Union Bank reported strong Q1 FY27 results with Net Profit increasing 25% YoY to ₹3,826 Mn and Deposits growing 21% YoY. The bank maintains a high CRAR of 21.73% and improved asset quality.
City Union Bank Q1 FY27 Results: Net Profit ₹382.6 Cr, Up 25.1% YoY
City Union Bank Ltd reported revenue from operations of ₹1,985 Cr (+23.7% YoY) and net profit of ₹382.6 Cr (+25.1% YoY) for Q1 FY27.
- Key figure
- Net profit ₹382.6 Cr · +25.1% YoY