ALFA Finder| Revenue growth | Total income grew 3.08% YoY to ₹10,678 crores. |
|---|---|
| Margins | NIM at 3.06%; yield on advances improved to 7.89%. |
| Order book | Corporate credit grew 46.52% YoY to ₹1,12,770 crores. |
| Demand visibility | Strong traction in RAM and renewable energy corporate projects. |
| Management confidence | High; citing resilient capital (18.28% CRAR) and robust credit underwriting. |
Growth
Global advances grew 28.58% YoY to ₹3,54,348 crores; NII increased 15.70% YoY to ₹3,914 crores.
Outlook
Management guides for 11-12% deposit growth and 14-16% advances growth for FY27; NIM target maintained at 3%+.
Risks
Moderation in liquidity coverage ratio (LCR) from 235% to 156% and transition to ECL provisioning by April 2027.
Last quarter's promises, checked
Delivered
- Guided 14-16% credit growth → delivered 28.58% (= BEAT)
- Guided 10-12% deposit growth → delivered 13.38% (= BEAT)
- Targeted NIM above 3% → delivered 3.06% (= BEAT)
Partly delivered
- Targeted slippage ratio < 1% → delivered 1.16% (= PARTIAL)
Earnings Call Transcript filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹32.04
- Market cap
- ₹29,001 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 81.19%+0.00% QoQ
- FII holding
- 1.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Central Bank of India delivered strong growth across RAM segments, significantly exceeding its own annual business and advances guidance.
Central Bank of India Results Update
Central Bank of India reported a 21.10% YoY increase in net profit to ₹1,469 crore for Q2 FY27. Total global business grew 20.54% to ₹8,89,541 crore.
- Value
- ₹1,469 Cr
- total branches
- 4622.0 branches
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- Key figure
- Net profit ₹1,486 Cr · +20.6% YoY
Central Bank of India Other Announcement
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