ALFA Finder| Revenue growth | Total Income grew 3.08% YoY to ₹10,678 Cr. |
|---|---|
| Margins | NIM at 3.06%; Yield on Advances dropped 69 bps YoY. |
| Order book | Global Advances reached ₹3,54,348 Cr. |
| Demand visibility | Strong credit growth in services and industry sectors. |
| Management confidence | High; branding 'Year of Business Excellence' for 2026-27. |
Growth
Global Business grew 18.29% YoY to ₹8.33L Cr; Global Advances surged 28.58% YoY while Interest Income rose 12.84%.
Outlook
Focus on 'Business Excellence' for FY27; bank targeting RAM and Corporate segment growth with 34,125 staff strength.
Risks
Net Interest Margin (NIM) compressed by 10 bps YoY to 3.06%; rising input-cost pressures flagged in macro indicators.
Last quarter's promises, checked
Delivered
- Guided 14%-16% credit growth → delivered 28.58% (= BEAT)
- Guided NIM above 3% → delivered 3.06% (= BEAT)
- Guided Net NPA below 1% → delivered 0.49% (= BEAT)
Partly delivered
- Guided 10%-12% deposit growth → delivered 13.38% (FY26) to 18.29% (Q1FY27) (= BEAT)
Earnings Call filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹32.04
- Market cap
- ₹29,001 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 81.19%+0.00% QoQ
- FII holding
- 1.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Central Bank of India
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Central Bank of India Earnings Call Transcript: Key Takeaways
Central Bank of India delivered strong growth across RAM segments, significantly exceeding its own annual business and advances guidance.
Central Bank of India Results Update
Central Bank of India reported a 21.10% YoY increase in net profit to ₹1,469 crore for Q2 FY27. Total global business grew 20.54% to ₹8,89,541 crore.
- Value
- ₹1,469 Cr
- total branches
- 4622.0 branches
Central Bank of India Q2 FY27 Results: Net Profit ₹1,486 Cr, Up 20.6% YoY
Central Bank of India reported revenue from operations of ₹10,394 Cr (+18.4% YoY) and net profit of ₹1,486 Cr (+20.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,486 Cr · +20.6% YoY
Central Bank of India Other Announcement
Central Bank of India submitted its quarterly shareholding pattern under Regulation 31(1)(b). The bank also requested a two-year extension to meet minimum public shareholding requirements.