| Revenue growth | Total Income grew 7.72% YoY to ₹42,342 Cr. |
|---|---|
| Margins | NIM moderated to 3.07%; ROA improved 3bps to 0.89%. |
| Order book | Total Business crossed ₹8.12 Lakh Cr milestone. |
| Management confidence | High; cited sustained profitability for 20 consecutive quarters. |
Growth
FY26 Net Profit rose 15.43% YoY to ₹4,369 Cr; Gross Advances grew 18.76% to ₹3.44 Lakh Cr.
Outlook
Focus on RAM (68.09% of book) and reaching 85%+ investment grade standard advances. Continued digital scaling via DLP.
Risks
NIM compression from 3.40% to 3.07% YoY; rising cost of deposits at 4.82%.
Earnings Call filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹32.04
- Market cap
- ₹29,001 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 81.19%+0.00% QoQ
- FII holding
- 1.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Central Bank of India
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Central Bank of India reported that Ms. Poppy Sharma, Chief General Manager, ceases to be a Senior Management Personnel after superannuation on 31 October 2026. This is a senior management departure.
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Central Bank of India reported a technical glitch in its RTGS outward system between October 15-17, 2026. The bank confirmed no customer suffered financial losses.
Central Bank of India Earnings Call Transcript: Key Takeaways
Central Bank of India delivered strong growth across RAM segments, significantly exceeding its own annual business and advances guidance.
Central Bank of India Results Update
Central Bank of India reported a 21.10% YoY increase in net profit to ₹1,469 crore for Q2 FY27. Total global business grew 20.54% to ₹8,89,541 crore.
- Value
- ₹1,469 Cr
- total branches
- 4622.0 branches
Central Bank of India Q2 FY27 Results: Net Profit ₹1,486 Cr, Up 20.6% YoY
Central Bank of India reported revenue from operations of ₹10,394 Cr (+18.4% YoY) and net profit of ₹1,486 Cr (+20.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,486 Cr · +20.6% YoY
Central Bank of India Other Announcement
Central Bank of India submitted its quarterly shareholding pattern under Regulation 31(1)(b). The bank also requested a two-year extension to meet minimum public shareholding requirements.