| Revenue growth | Total Income grew 7.72% YoY to ₹42,342 Cr. |
|---|---|
| Margins | NIM decreased to 3.07% from 3.40% YoY. |
| Demand visibility | Strong RAM segment growth at 20.86% YoY. |
Growth
Total Business grew 15.60%; Net Profit increased 15.43% YoY; Gross Advances rose 18.76% to ₹3,44,516 Cr.
Outlook
Focus on digital expansion via Cent NEO and scaling retail/MSME portfolios which showed 16.90% and 19.39% CAGR.
Risks
CASA ratio moderated from 48.91% to 47.30%; Cost of Deposits rose slightly to 4.82%.
Earnings Call filed with NSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹32.04
- Market cap
- ₹29,001 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 81.19%+0.00% QoQ
- FII holding
- 1.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Central Bank of India Earnings Call Transcript: Key Takeaways
Central Bank of India delivered strong growth across RAM segments, significantly exceeding its own annual business and advances guidance.
Central Bank of India Results Update
Central Bank of India reported a 21.10% YoY increase in net profit to ₹1,469 crore for Q2 FY27. Total global business grew 20.54% to ₹8,89,541 crore.
- Value
- ₹1,469 Cr
- total branches
- 4622.0 branches
Central Bank of India Q2 FY27 Results: Net Profit ₹1,486 Cr, Up 20.6% YoY
Central Bank of India reported revenue from operations of ₹10,394 Cr (+18.4% YoY) and net profit of ₹1,486 Cr (+20.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,486 Cr · +20.6% YoY
Central Bank of India Other Announcement
Central Bank of India submitted its quarterly shareholding pattern under Regulation 31(1)(b). The bank also requested a two-year extension to meet minimum public shareholding requirements.