| Revenue growth | Interest income grew 7.01% YoY to ₹36,026 Cr. |
|---|---|
| Margins | NIM decreased from 3.40% (FY25) to 3.07% (FY26). |
| Demand visibility | Sustained credit demand across major sectors, especially manufacturing during Q4FY26. |
Growth
Total Income grew 7.72% to ₹42,342 Cr. Net Profit rose 15.43% YoY. Gross Advances increased 18.76%.
Outlook
Focus on business acceleration. FY26 credit growth expected to remain robust driven by manufacturing, agriculture, and retail segments.
Risks
Global inflation, geopolitical tensions affecting fertilizer availability, and synchronized dip in trade performance exports and imports.
Earnings Call filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹32.04
- Market cap
- ₹29,001 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 20.8×
- Promoter holding
- 81.19%+0.00% QoQ
- FII holding
- 1.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Central Bank of India
All →Central Bank of India Management Change
Central Bank of India reported that Ms. Poppy Sharma, Chief General Manager, ceases to be a Senior Management Personnel after superannuation on 31 October 2026. This is a senior management departure.
Central Bank of India Adverse Business Impact
Central Bank of India reported a technical glitch in its RTGS outward system between October 15-17, 2026. The bank confirmed no customer suffered financial losses.
Central Bank of India Earnings Call Transcript: Key Takeaways
Central Bank of India delivered strong growth across RAM segments, significantly exceeding its own annual business and advances guidance.
Central Bank of India Results Update
Central Bank of India reported a 21.10% YoY increase in net profit to ₹1,469 crore for Q2 FY27. Total global business grew 20.54% to ₹8,89,541 crore.
- Value
- ₹1,469 Cr
- total branches
- 4622.0 branches
Central Bank of India Q2 FY27 Results: Net Profit ₹1,486 Cr, Up 20.6% YoY
Central Bank of India reported revenue from operations of ₹10,394 Cr (+18.4% YoY) and net profit of ₹1,486 Cr (+20.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,486 Cr · +20.6% YoY
Central Bank of India Other Announcement
Central Bank of India submitted its quarterly shareholding pattern under Regulation 31(1)(b). The bank also requested a two-year extension to meet minimum public shareholding requirements.