ALFA Finder| Revenue growth | 19% YoY consolidated total income growth. |
|---|---|
| Margins | Life insurance VNB margins expanded to 15.9%. |
| Demand visibility | Strong momentum in new loan books and group protection business. |
| Management confidence | High in lending subsidiaries and long-term insurance value. |
Growth
Lending AUM grew 24%; Life Insurance GWP grew 35%. General Insurance GWP rose 11.3%, but PAT fell due to lower capital gains.
Outlook
Targeting INR 1 lakh crore AUM for Asset Management in 3 years; health business breakeven expected by Q3/Q4 FY2028.
Risks
Soft general insurance market pricing; elevated loss ratios in government health business; subdued equity markets impacting investment income.
Investor Presentation filed with BSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,897.20
- Market cap
- ₹3,03,656 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 28.5×Sector 22.4×
- Promoter holding
- 58.65%-0.06% QoQ
- FII holding
- 8.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
All →Bajaj Finserv Capital Structure Change
Bajaj Finserv completed subscription to Rs. 1,450 Crore of warrants issued by subsidiary Bajaj Finance. The completion follows a board-approved Rs. 5,800 Crore preferential issue.
- Value
- ₹1,450 Cr
Bajaj Finserv Capital Structure Change
Bajaj Finserv subscribed to 5.74 crore warrants of its listed subsidiary Bajaj Finance at Rs.1,010 each. The cash consideration totals about Rs.5,800 Crore.
- Value
- ₹5,800 Cr
Bajaj Finserv Business Update
Bajaj Finserv disclosed October 2026 monthly premium and new business data for its unlisted insurance subsidiaries. The figures are provisional.
Bajaj Finserv Other Announcement
Bajaj Finserv files its Half-Yearly Report for FY2027 covering the half year ended 30 September 2026. The report summarises consolidated performance and subsidiary results, including Bajaj Finance and Bajaj General.
Bajaj Finserv Earnings Call Transcript: Key Takeaways
Consolidated attributable PAT rose 23% to ₹2,758 Cr on Life and lending strength. General insurance profit fell to ₹420 Cr on NatCat claims and weaker capital gains. Management declined to give formal guidance.
Bajaj Finserv Investor Presentation: Key Takeaways
Q2 FY27 consolidated revenue ₹43,416 Cr (+16.7%), PAT ₹5,952 Cr (+25.4%); attributable PAT ₹2,758 Cr (+22.9%).
- Call
- Guides 20% growth