| Revenue growth | Consolidated total income +17% to ₹43,416 Cr; BFL AUM +26%. |
|---|---|
| Margins | Life NBM 21.6%, up 4.5 ppt; management warned expansion unlikely to sustain. |
| Demand visibility | Protection demand strong: retail protection +51%, group +81%. |
| Management confidence | Balanced; confident on BFL growth, but declined to give formal guidance. |
Growth
Attributable PAT +23% to ₹2,758 Cr; Life VNB +40% to ₹512 Cr; GI PAT fell to ₹420 Cr.
Outlook
Bajaj Finance targets 25-40 bps OPEX/NTI improvement in FY27; AMC needs ~₹300 Cr until breakeven (FY29).
Risks
GI combined ratio 104.5% vs 102.3%; NatCat ₹75 Cr net; proposed commission cuts; Bajaj Health revenue degrew.
Earnings Call Transcript filed with NSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,756.50
- Market cap
- ₹2,81,137 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 26.4×Sector 22.3×
- Promoter holding
- 58.65%-0.06% QoQ
- FII holding
- 8.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
All →Bajaj Finserv Investor Presentation: Key Takeaways
Q2 FY27 consolidated revenue ₹43,416 Cr (+16.7%), PAT ₹5,952 Cr (+25.4%); attributable PAT ₹2,758 Cr (+22.9%).
- Call
- Guides 20% growth
Bajaj Finserv Q2 FY27 Results: Net Profit ₹5,952 Cr, Up 25.4% YoY
Bajaj Finserv Ltd reported revenue from operations of ₹43,416 Cr (+16.7% YoY) and net profit of ₹5,952 Cr (+25.4% YoY) for Q2 FY27.
- Key figure
- Net profit ₹5,952 Cr · +25.4% YoY
Bajaj Finserv Management Change
Deepak Reddy appointed CEO Designate of Bajaj General Insurance, a material Bajaj Finserv subsidiary. He assumes MD & CEO role effective April 2027, subject to IRDAI approval.
Bajaj Finserv Merger & Restructuring Worth ₹1 Cr
Bajaj Finserv Limited incorporated a wholly owned subsidiary, Bajaj Reinsurance Limited, for reinsurance business. The investment for this subscription amounts to Rs. 1 Crore.
- Value
- ₹1.00 Cr
Bajaj Finserv Other Announcement
Bajaj Finserv Ltd has submitted its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI regulation 31(1)(b).
Bajaj Finserv Business Update
Bajaj Finserv released monthly premium and new business performance figures for its unlisted insurance subsidiaries, Bajaj General and Bajaj Life, for September 2026.