ALFA Finder| Revenue growth | 19.1% YoY consolidated growth in Q1 FY2027. |
|---|---|
| Margins | Combined Ratio for General Insurance impacted at 104.7%. |
| Demand visibility | Strong; 1.61 crore new loans booked in Bajaj Finance. |
| Management confidence | High; citing strong quarter across all key metrics. |
Growth
Consolidated revenue up 19.1% YoY; PAT attributable to owners grew 12.3%. Bajaj Finance PAT grew 27.4% YoY.
Outlook
Focusing on sustainable and profitable growth. Significant AI deployment (330+ projects) and expanding distribution in Tier II/III cities.
Risks
General Insurance PAT down 27.6% due to lower capital gains. Life Insurance PAT down 70.2% on macro environment.
Last quarter's promises, checked
Delivered
- Guided Life Insurance VNB margin expansion → delivered 24.5% vs 22.1% (= BEAT)
- Guided Bajaj Finance AUM growth ~22% → delivered 22.2% (= BEAT)
- Guided Bajaj Housing Finance AUM growth ~22% → delivered 22.7% (= BEAT)
Partly delivered
- Guided Life Insurance retail protection mix growth → delivered 8.4% share (= PARTIAL)
Missed
- Guided General Insurance GWP growth → delivered muted/flat growth at ₹4,322 Cr (= MISS)
Investor Presentation filed with NSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,897.20
- Market cap
- ₹3,03,656 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 28.5×Sector 22.4×
- Promoter holding
- 58.65%-0.06% QoQ
- FII holding
- 8.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
All →Bajaj Finserv Capital Structure Change
Bajaj Finserv completed subscription to Rs. 1,450 Crore of warrants issued by subsidiary Bajaj Finance. The completion follows a board-approved Rs. 5,800 Crore preferential issue.
- Value
- ₹1,450 Cr
Bajaj Finserv Capital Structure Change
Bajaj Finserv subscribed to 5.74 crore warrants of its listed subsidiary Bajaj Finance at Rs.1,010 each. The cash consideration totals about Rs.5,800 Crore.
- Value
- ₹5,800 Cr
Bajaj Finserv Business Update
Bajaj Finserv disclosed October 2026 monthly premium and new business data for its unlisted insurance subsidiaries. The figures are provisional.
Bajaj Finserv Other Announcement
Bajaj Finserv files its Half-Yearly Report for FY2027 covering the half year ended 30 September 2026. The report summarises consolidated performance and subsidiary results, including Bajaj Finance and Bajaj General.
Bajaj Finserv Earnings Call Transcript: Key Takeaways
Consolidated attributable PAT rose 23% to ₹2,758 Cr on Life and lending strength. General insurance profit fell to ₹420 Cr on NatCat claims and weaker capital gains. Management declined to give formal guidance.
Bajaj Finserv Investor Presentation: Key Takeaways
Q2 FY27 consolidated revenue ₹43,416 Cr (+16.7%), PAT ₹5,952 Cr (+25.4%); attributable PAT ₹2,758 Cr (+22.9%).
- Call
- Guides 20% growth