| Revenue growth | 19.1% YoY consolidated growth in Q1 FY2027. |
|---|---|
| Margins | Combined Ratio for General Insurance impacted at 104.7%. |
| Demand visibility | Strong; 1.61 crore new loans booked in Bajaj Finance. |
| Management confidence | High; citing strong quarter across all key metrics. |
Growth
Consolidated revenue up 19.1% YoY; PAT attributable to owners grew 12.3%. Bajaj Finance PAT grew 27.4% YoY.
Outlook
Focusing on sustainable and profitable growth. Significant AI deployment (330+ projects) and expanding distribution in Tier II/III cities.
Risks
General Insurance PAT down 27.6% due to lower capital gains. Life Insurance PAT down 70.2% on macro environment.
Last quarter's promises, checked
Delivered
- Guided Life Insurance VNB margin expansion → delivered 24.5% vs 22.1% (= BEAT)
- Guided Bajaj Finance AUM growth ~22% → delivered 22.2% (= BEAT)
- Guided Bajaj Housing Finance AUM growth ~22% → delivered 22.7% (= BEAT)
Partly delivered
- Guided Life Insurance retail protection mix growth → delivered 8.4% share (= PARTIAL)
Missed
- Guided General Insurance GWP growth → delivered muted/flat growth at ₹4,322 Cr (= MISS)
Investor Presentation filed with NSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,771.00
- Market cap
- ₹2,83,457 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 27.9×Sector 23.2×
- Promoter holding
- 58.71%+0.00% QoQ
- FII holding
- 6.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Key figure
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