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Earnings Call

Bajaj Finserv Earnings Call: Key Takeaways

Bajaj Finserv's FY2026 International Investor Presentation details its diversified financial services model across lending, insurance, and emerging health/asset management businesses, highlighting market-leading positions and a 'lifecycle partner' strategy.

Highlights
Revenue growthFY16-26 CAGR 22% in USD terms.
MarginsGeneral Insurance COR at 102.3% vs industry 112.2% in FY25.
Management confidenceStrong confidence in 'FinAI + InsurAI' next-gen tech transformation.

Growth

Consolidated Revenue grew to $16,541MM (FY16-26 CAGR 22%) and PAT reached $1,077MM (CAGR 18%).

Outlook

FY30 aspirations: Total Income $34-37B, PAT $2.3-2.6B, and Customer Franchise of ~220MM.

Risks

Potential impacts from new labor codes and regulatory changes affecting the bancassurance channel.

Source

Earnings Call filed with NSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.

Read the document ↗

Bajaj Finserv Ltd: key numbers

Share price
₹1,771.00
Market cap
₹2,83,457 Cr
Revenue (annual)
₹1,50,504 Cr
Net profit (annual)
₹9,801 Cr
P/E (TTM)
27.9×Sector 23.2×
Promoter holding
58.71%+0.00% QoQ
FII holding
6.86%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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Business Update

Bajaj Finserv Business Update

Bajaj Finserv has released monthly business performance data for its unlisted subsidiaries, Bajaj General Insurance and Bajaj Life Insurance, for the period ending August 2026.