| Revenue growth | $16.5B FY26 consolidated revenue; 22% 10-year CAGR. |
|---|---|
| Margins | General Insurance COR at 102.3% (FY25); Life Insurance VNB margin 19.2%. |
| Demand visibility | Strong; expanding customer franchise to 180MM+ currently. |
| Management confidence | High, targeting significant scale-up by 2030 through AI integration. |
Growth
Consolidated Revenue grew 22% CAGR (FY16-26). Lending PAT reached $1.07B in 2026. General insurance GWP grew 11% CAGR.
Outlook
LRS 2030 targets: Revenue $34-37B (~20% CAGR), PAT $2.3-2.6B (~2.5x), and 220MM customer franchise (~2x).
Risks
Regulatory changes affecting Banca channels; interest rate volatility; competitive intensity in lending and insurance markets.
Earnings Call filed with BSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,771.00
- Market cap
- ₹2,83,457 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 27.9×Sector 23.2×
- Promoter holding
- 58.71%+0.00% QoQ
- FII holding
- 6.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
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Bajaj Finserv Q1 FY2027 consolidated total income grew 19% to INR 42,037 crore and PAT rose 18% to INR 6,297 crore, driven by strong lending and life insurance performance.
Bajaj Finserv Investor Presentation: Key Takeaways
Bajaj Finserv reported a strong Q1 FY2027 with consolidated revenue growing 19% YoY to ₹42,037 Cr and consolidated PAT (attributable) increasing 12.3% to ₹3,132 Cr.
Bajaj Finserv Q1 FY27 Results: Net Profit ₹6,297 Cr, Up 18.2% YoY
Bajaj Finserv Ltd reported revenue from operations of ₹42,037 Cr (+19.1% YoY) and net profit of ₹6,297 Cr (+18.2% YoY) for Q1 FY27.
- Key figure
- Net profit ₹6,297 Cr · +18.2% YoY
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