ALFA Finder| Revenue growth | $16.5B FY26 consolidated revenue; 22% 10-year CAGR. |
|---|---|
| Margins | General Insurance COR at 102.3% (FY25); Life Insurance VNB margin 19.2%. |
| Demand visibility | Strong; expanding customer franchise to 180MM+ currently. |
| Management confidence | High, targeting significant scale-up by 2030 through AI integration. |
Growth
Consolidated Revenue grew 22% CAGR (FY16-26). Lending PAT reached $1.07B in 2026. General insurance GWP grew 11% CAGR.
Outlook
LRS 2030 targets: Revenue $34-37B (~20% CAGR), PAT $2.3-2.6B (~2.5x), and 220MM customer franchise (~2x).
Risks
Regulatory changes affecting Banca channels; interest rate volatility; competitive intensity in lending and insurance markets.
Earnings Call filed with BSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.
Bajaj Finserv Ltd: key numbers
- Share price
- ₹1,897.20
- Market cap
- ₹3,03,656 Cr
- Revenue (annual)
- ₹1,50,504 Cr
- Net profit (annual)
- ₹9,801 Cr
- P/E (TTM)
- 28.5×Sector 22.4×
- Promoter holding
- 58.65%-0.06% QoQ
- FII holding
- 8.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bajaj Finserv Ltd
All →Bajaj Finserv Capital Structure Change
Bajaj Finserv completed subscription to Rs. 1,450 Crore of warrants issued by subsidiary Bajaj Finance. The completion follows a board-approved Rs. 5,800 Crore preferential issue.
- Value
- ₹1,450 Cr
Bajaj Finserv Capital Structure Change
Bajaj Finserv subscribed to 5.74 crore warrants of its listed subsidiary Bajaj Finance at Rs.1,010 each. The cash consideration totals about Rs.5,800 Crore.
- Value
- ₹5,800 Cr
Bajaj Finserv Business Update
Bajaj Finserv disclosed October 2026 monthly premium and new business data for its unlisted insurance subsidiaries. The figures are provisional.
Bajaj Finserv Other Announcement
Bajaj Finserv files its Half-Yearly Report for FY2027 covering the half year ended 30 September 2026. The report summarises consolidated performance and subsidiary results, including Bajaj Finance and Bajaj General.
Bajaj Finserv Earnings Call Transcript: Key Takeaways
Consolidated attributable PAT rose 23% to ₹2,758 Cr on Life and lending strength. General insurance profit fell to ₹420 Cr on NatCat claims and weaker capital gains. Management declined to give formal guidance.
Bajaj Finserv Investor Presentation: Key Takeaways
Q2 FY27 consolidated revenue ₹43,416 Cr (+16.7%), PAT ₹5,952 Cr (+25.4%); attributable PAT ₹2,758 Cr (+22.9%).
- Call
- Guides 20% growth