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Earnings Call

Bajaj Finserv Earnings Call: Key Takeaways

Bajaj Finserv delivered 15% adjusted revenue growth in FY26. Performance reflects a strong lending quarter offset by temporary mark-to-market investment losses in insurance.

Why this was an Alfa AlertNot a filter event. Results are largely in line with general strategy and do not cite a material 5%+ beat over explicit prior management guidance.
Highlights
Revenue growthFY26 Adjusted Revenue up 15%; Q4 FY26 up 13.9%.
MarginsBajaj Finance ROE at 19.7%; Housing Finance NIM stable.
Demand visibilityStrong; 1.29 crore new loans booked in Q4 (20% growth).
Management confidenceHigh; focusing on sustainable and profitable growth across subsidiaries.

Growth

FY26 Consolidated Revenue up 13.2% to ₹150,530 Cr; Adjusted PAT rose 20.4% to ₹11,211 Cr.

Outlook

Bajaj Finance targeting AI-driven transformation with ₹6,200 Cr+ disbursements; completed Allianz stake buyback in insurance.

Risks

Insurance profitability impacted by elevated claims in Government Health schemes and geo-political investment volatility.

Source

Earnings Call filed with NSE, NSE: BAJAJFINSV. Summary written with AI assistance from the document.

Read the document ↗

Bajaj Finserv Ltd: key numbers

Share price
₹1,771.00
Market cap
₹2,83,457 Cr
Revenue (annual)
₹1,50,504 Cr
Net profit (annual)
₹9,801 Cr
P/E (TTM)
27.9×Sector 23.2×
Promoter holding
58.71%+0.00% QoQ
FII holding
6.86%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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Bajaj Finserv Business Update

Bajaj Finserv has released monthly business performance data for its unlisted subsidiaries, Bajaj General Insurance and Bajaj Life Insurance, for the period ending August 2026.