ALFA Finder| Margins | NIMs stable at 12.96%; spreads expected to improve with rate cuts. |
|---|---|
| Demand visibility | Strong on-ground demand for home and small business loans. |
| Management confidence | Balanced; focused on productivity and geographic expansion. |
Growth
AUM grew 25% YoY to ₹10,865cr; however, disbursements were up only 15% for the full year.
Outlook
Targeting AUM of ₹25,000cr by FY28 with 28-30% loan book growth guided for FY26.
Risks
High concentration in AP/TN and potential impact from the Tamil Nadu MFI/money-lending ordinance.
Earnings Call filed with BSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹175.70
- Market cap
- ₹8,800 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 8.6×Sector 20.8×
- Promoter holding
- 23.86%+0.00% QoQ
- FII holding
- 30.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
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Aptus Value Housing Finance India Employee Stock Options
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SBI Mutual Fund reported a Regulation 29(2) disclosure on 6 November 2026 for selling 17,07,081 shares (0.3409%) of Aptus Value Housing Finance on 5 November 2026. Its holding fell to 7.5536%.
Aptus Value Housing Finance India Debt & Borrowing: ₹0.43 Cr
Aptus Value Housing Finance paid Rs.0.43 Crore interest on its Aug 2024 secured NCDs, due November 5, 2026. Monthly coupon at 8.75% on Rs.100 Crore issue size.
- Value
- ₹0.43 Cr
Aptus Value Housing Finance India Earnings Call Transcript: Key Takeaways
Q2 PAT ₹267 Cr (+18% YoY), but NBFC stress is rising: collection efficiency fell to 98.35% and credit costs were raised. Management reiterates 22% FY27 growth despite a Q3 slowdown.