| Margins | NIMs stable at 12.96%; spreads expected to improve with rate cuts. |
|---|---|
| Demand visibility | Strong on-ground demand for home and small business loans. |
| Management confidence | Balanced; focused on productivity and geographic expansion. |
Growth
AUM grew 25% YoY to ₹10,865cr; however, disbursements were up only 15% for the full year.
Outlook
Targeting AUM of ₹25,000cr by FY28 with 28-30% loan book growth guided for FY26.
Risks
High concentration in AP/TN and potential impact from the Tamil Nadu MFI/money-lending ordinance.
Earnings Call filed with BSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹244.60
- Market cap
- ₹12,250 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 12.4×Sector 22.0×
- Promoter holding
- 23.86%-0.01% QoQ
- FII holding
- 29.96%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
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