| Revenue growth | Net income ₹463 Cr, +19% YoY; H1 disbursements +27%; Q2 growth quoted inconsistently. |
|---|---|
| Margins | Opex 2.8% of AUM, within guided 2.6–2.8%; NIM hit of 7–8 bps from rates. |
| Demand visibility | Demand described as sustained; Q3 growth to moderate on weather and underwriting. |
| Management confidence | Balanced-to-defensive; admits NBFC slippage, reiterates 22% FY27 growth. |
Growth
Net income +19% YoY to ₹463 Cr; H1 disbursements +27%. Q2 disbursement growth is quoted as both 20% and 30%.
Outlook
Reiterates 22% AUM growth for FY27; Q3 to moderate, Q4 recovery expected; credit cost guidance raised 5–10 bps.
Risks
NBFC GNPA 2.17% vs 1.59% a year ago; Stage 2 at 6.88%; credit cost guidance raised 5–10 bps; Q3 growth moderation.
Earnings Call Transcript filed with BSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹206.28
- Market cap
- ₹10,331 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 10.1×Sector 19.5×
- Promoter holding
- 23.86%+0.00% QoQ
- FII holding
- 30.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
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Aptus Value Housing Finance's board re-appointed Anitha V as Chief Compliance Officer for 36 months, effective 4 November 2026. The change arose from the board meeting outcome held the same day.
- Execution
- 36 months
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- Key figure
- Net profit ₹267.4 Cr · +18.1% YoY
Aptus Value Housing Finance India Debt & Borrowing: ₹0.89 Cr
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- Value
- ₹0.89 Cr