ALFA Finder| Revenue growth | Total Income grew 25% YoY in FY26. |
|---|---|
| Margins | Spreads improved to 8.9% in FY26 as CoB declined to 8.3%. |
| Demand visibility | Strong momentum in South India; expansion into new markets. |
| Management confidence | High; confident in 22-24% AUM growth for FY27. |
Growth
FY26 PAT grew 26% YoY to ₹943 Cr. Total income rose 25% to ₹2,246 Cr. RoE expanded to 20.1%.
Outlook
Management guided for 22-24% AUM growth in FY27. Plans to accelerate branch additions in Maharashtra and Odisha.
Risks
Asset quality slightly moderated with GNPA increasing to 1.52% from 1.19% YoY, primarily due to NBFC segment NPAs.
Earnings Call filed with BSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹175.70
- Market cap
- ₹8,800 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 8.6×Sector 20.8×
- Promoter holding
- 23.86%+0.00% QoQ
- FII holding
- 30.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
All →Aptus Value Housing Finance India Debt & Borrowing: ₹1.19 Cr
Aptus paid Rs.1.19 Crore interest on its Rs.200 Crore secured NCDs on the due date. Monthly frequency is unchanged.
- Value
- ₹1.19 Cr
Aptus Value Housing Finance India Employee Stock Options
Aptus seeks approval via postal ballot for a new ESOS 2026 scheme of up to 30 lakh options. Subsidiary employees are covered; e-voting closes December 9, 2026.
Aptus Value Housing Finance India Other Announcement
Aptus Value Housing Finance scheduled a virtual one-to-one analyst meeting with Morgan Stanley on November 11, 2026. No UPSI disclaimer is included in the filing.
Aptus Value Housing Finance India Capital Structure Change
SBI Mutual Fund reported a Regulation 29(2) disclosure on 6 November 2026 for selling 17,07,081 shares (0.3409%) of Aptus Value Housing Finance on 5 November 2026. Its holding fell to 7.5536%.
Aptus Value Housing Finance India Debt & Borrowing: ₹0.43 Cr
Aptus Value Housing Finance paid Rs.0.43 Crore interest on its Aug 2024 secured NCDs, due November 5, 2026. Monthly coupon at 8.75% on Rs.100 Crore issue size.
- Value
- ₹0.43 Cr
Aptus Value Housing Finance India Earnings Call Transcript: Key Takeaways
Q2 PAT ₹267 Cr (+18% YoY), but NBFC stress is rising: collection efficiency fell to 98.35% and credit costs were raised. Management reiterates 22% FY27 growth despite a Q3 slowdown.