| Revenue growth | Total income grew 25% YoY to ₹2,246 Cr in FY26. |
|---|---|
| Margins | Spreads improved to 8.9% in FY26; NIM at 13.3%. |
| Demand visibility | Strong growth momentum continuing into April 2026. |
| Management confidence | High; targeting 22-24% AUM growth for FY27. |
Growth
FY26 PAT grew 26% YoY to ₹943 Cr; AUM grew 21% YoY. Q4 FY26 PAT grew 26% YoY to ₹261 Cr.
Outlook
Management guides for 22–24% AUM growth in FY27, supported by expansion in Maharashtra and Odisha.
Risks
Slight increase in GNPA to 1.52% (vs 1.19% in FY25) primarily due to NBFC segment NPA increase.
Earnings Call filed with NSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹175.70
- Market cap
- ₹8,800 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 8.6×Sector 20.8×
- Promoter holding
- 23.86%+0.00% QoQ
- FII holding
- 30.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
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Aptus Value Housing Finance India Debt & Borrowing: ₹0.43 Cr
Aptus Value Housing Finance paid Rs.0.43 Crore interest on its Aug 2024 secured NCDs, due November 5, 2026. Monthly coupon at 8.75% on Rs.100 Crore issue size.
- Value
- ₹0.43 Cr
Aptus Value Housing Finance India Earnings Call Transcript: Key Takeaways
Q2 PAT ₹267 Cr (+18% YoY), but NBFC stress is rising: collection efficiency fell to 98.35% and credit costs were raised. Management reiterates 22% FY27 growth despite a Q3 slowdown.