| Margins | Exit spread at 5.82%. Guided for 8-10 bps spread contraction annually. |
|---|---|
| Demand visibility | Strong end-user demand from first-time homebuyers in emerging markets. |
| Management confidence | High; citing structural demand drivers and strong on-ground execution. |
Growth
AUM grew 20% Y-o-Y to ₹30,571 Cr. FY26 PAT rose 22% to ₹1,108 Cr (excluding labor law impact).
Outlook
Guidance maintained at 20% AUM growth and 20% profit growth. Targeting ₹50,000 Cr AUM in 3 years.
Risks
Competitive intensity in urban segments; potential impact from geopolitical issues like West Asia conflict on bounce rates.
Earnings Call filed with BSE, NSE: AADHARHFC. Summary written with AI assistance from the document.
Aadhar Housing Finance Ltd: key numbers
- Share price
- ₹444.50
- Market cap
- ₹19,487 Cr
- Revenue (annual)
- ₹3,673 Cr
- Net profit (annual)
- ₹1,096 Cr
- P/E (TTM)
- 17.1×Sector 22.0×
- Promoter holding
- 64.66%-0.24% QoQ
- FII holding
- 5.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aadhar Housing Finance Ltd
All →Aadhar Housing Finance Credit Rating
ICRA upgraded Aadhar Housing Finance's NCD, bank facility, and subordinated debt ratings to AA+ (Stable). Commercial paper reaffirmed at A1+.
Aadhar Housing Finance Management Change
Shareholders approved the appointment of Mr. Nikhil Goyal as a Non-Executive (Nominee) Director of Aadhar Housing Finance Ltd.
Aadhar Housing Finance Annual General Meeting
Aadhar Housing Finance shareholders approved the appointment of Mr. Nikhil Goyal as a Non-Executive (Nominee) Director via postal ballot.
Aadhar Housing Finance Debt & Borrowing: ₹10 Cr
Aadhar Housing Finance Ltd has successfully completed the full redemption of its Series 0005 NCDs, amounting to ₹10 Crore, upon maturity.
- Value
- ₹10.00 Cr
Aadhar Housing Finance Debt & Borrowing: ₹10.9 Cr
Aadhar Housing Finance repaid Rs. 10.90 Crore for principal redemption and interest on its Non-Convertible Debentures (ISIN: INE538L08054).
- Value
- ₹10.90 Cr
Aadhar Housing Finance Other Announcement
Aadhar Housing Finance received an ESG rating of '56.00 - Performer' from Niche99 for FY 2026. The rating was prepared independently using public domain data.