ALFA Finder| Margins | Exit spread at 5.82%. Guided for 8-10 bps spread contraction annually. |
|---|---|
| Demand visibility | Strong end-user demand from first-time homebuyers in emerging markets. |
| Management confidence | High; citing structural demand drivers and strong on-ground execution. |
Growth
AUM grew 20% Y-o-Y to ₹30,571 Cr. FY26 PAT rose 22% to ₹1,108 Cr (excluding labor law impact).
Outlook
Guidance maintained at 20% AUM growth and 20% profit growth. Targeting ₹50,000 Cr AUM in 3 years.
Risks
Competitive intensity in urban segments; potential impact from geopolitical issues like West Asia conflict on bounce rates.
Earnings Call filed with BSE, NSE: AADHARHFC. Summary written with AI assistance from the document.
Aadhar Housing Finance Ltd: key numbers
- Share price
- ₹446.90
- Market cap
- ₹19,592 Cr
- Revenue (annual)
- ₹3,673 Cr
- Net profit (annual)
- ₹1,096 Cr
- P/E (TTM)
- 16.6×Sector 20.8×
- Promoter holding
- 64.51%-0.15% QoQ
- FII holding
- 4.11%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aadhar Housing Finance Ltd
All →Aadhar Housing Finance Earnings Call Transcript: Key Takeaways
Q2 FY27 PAT ₹308 Cr with 22% disbursement growth, but GS2 rose ~25bps QoQ and management stayed defensive, reiterating guidance despite rate-hike pressure.
- Call
- Guides 20% growth
Aadhar Housing Finance Management Change
Aadhar Housing Finance redesignated Sandeep Jain as Chief Business Officer, making him Senior Management Personnel from 5 November 2026. This is a senior executive designation change disclosed under Regulation 30.
Aadhar Housing Finance Employee Stock Options
Aadhar Housing Finance's board granted 9,81,800 employee stock options under ESOP Plan 2025 at Rs. 425 per option. Options vest after a minimum of one year.
Aadhar Housing Finance Investor Presentation: Key Takeaways
H1 FY27: AUM ₹326.4bn (+20% adj. YoY), PAT ₹5.9bn (+22% adj.; reported +17%), GNPA 1.3%, ROA 4.2%. Spreads stable at 5.7%.
Aadhar Housing Finance Results Update
Aadhar Housing Finance reported Q2 FY27 PAT of Rs 308 Crore, up 16% YoY. AUM reached Rs 32,643 Crore with GNPA improving to 1.34%.
- new branches
- 1.0 branches
Aadhar Housing Finance Q2 FY27 Results: Net Profit ₹308.3 Cr, Up 15.7% YoY
Aadhar Housing Finance Ltd reported revenue from operations of ₹1,048 Cr (+16.8% YoY) and net profit of ₹308.3 Cr (+15.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹308.3 Cr · +15.7% YoY