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Earnings Call

YES Bank Earnings Call: Key Takeaways

Yes Bank FY26 results show a significant turnaround with PAT at ₹3,476 Crs, up 44.5% YoY, and RoA reaching 1.0% in Q4FY26.

Highlights
Revenue growthNII grew 9.3% YoY in FY26 to ₹9,776 Crs.
MarginsFY26 NIM at 2.6%; Q4FY26 improved to 2.7%.
Demand visibilityGrowth expected to moderate in FY27 due to global headwinds.

Growth

FY26 PAT grew 44.5% YoY to ₹3,476 Cr. Advances grew 11.1% and Deposits grew 12.1% YoY.

Outlook

Management targets reducing PSL shortfall deposits to <5% of assets and further improving operating profitability and RoA.

Risks

Moderation in consumption demand due to inflation and West Asia crisis headwinds impacting FY27 growth.

Source

Earnings Call filed with BSE, NSE: YESBANK. Summary written with AI assistance from the document.

Read the document ↗

YES Bank Ltd: key numbers

Share price
₹22.50
Market cap
₹70,625 Cr
Revenue (annual)
₹30,208 Cr
Net profit (annual)
₹3,512 Cr
P/E (TTM)
18.7×Sector 22.0×
Promoter holding
0.00%+0.00% QoQ
FII holding
46.12%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from YES Bank Ltd

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22:53 IST NSE
Employee Stock Options

YES Bank Employee Stock Options

Yes Bank allotted 6,21,788 equity shares following the exercise of employee stock options. This allotment increases the bank's total paid-up share capital.

22:37 IST BSE
Employee Stock Options

YES Bank Employee Stock Options

Yes Bank allotted 6,21,788 equity shares following the exercise of stock options under its ESOS 2020 and RSU 2024 plans. The bank realized ₹0.84 Crore from this exercise.

Value
₹0.84 Cr
14:30 IST BSE
Debt & Borrowing

YES Bank Debt & Borrowing: ₹277.3 Cr

Yes Bank Ltd has successfully paid interest of ₹277.32 Crore on its Lower Tier II Bonds due on September 17, 2026.

Value
₹277.3 Cr
19:57 IST BSE
Management Change

YES Bank Management Change

Yes Bank's Chief Vigilance Officer, Mr. Binu Soman, has resigned from his position effective from the close of business hours on September 15, 2026.

22:28 IST BSE
Employee Stock Options

YES Bank Employee Stock Options

YES Bank allotted 1,50,182 equity shares under its ESOP schemes. The exercise of stock options results in an increase in the bank's paid-up capital.

22:17 IST BSE
Employee Stock Options

YES Bank Employee Stock Options

Yes Bank allotted 1,50,182 equity shares following the exercise of stock options under its ESOS and RSU plans. The bank realized ₹0.18 Crore from this exercise.

Value
₹0.18 Cr