ALFA Finder| Revenue growth | NII for FY26 grew 9.3% YoY to ₹9,776 crores. |
|---|---|
| Margins | NIM improved to 2.7% in Q4; structural target 3.25-3.5% in 3 years. |
| Order book | Total Advances at ₹2.73 lakh crores; Retail disbursements up 41% YoY. |
| Demand visibility | Strong domestic demand; secular growth across retail, SME, and corporate segments. |
| Management confidence | High; citing stable foundation and accelerating sequential momentum in Advances. |
Growth
FY26 Net Profit grew 44.5% YoY; Q4FY26 PAT grew 44.7% YoY. Advances grew 11.1% and Deposits 12.1% YoY.
Outlook
Targeting 13-15% loan growth for FY27; aiming for 3.25-3.50% NIM and 1.5% ROA over 2-3 years.
Risks
Global geopolitical conflicts, inflation trajectories, and subjudice AT1 bond litigation impact on balance sheet.
Earnings Call filed with BSE, NSE: YESBANK. Summary written with AI assistance from the document.
YES Bank Ltd: key numbers
- Share price
- ₹17.42
- Market cap
- ₹54,683 Cr
- Revenue (annual)
- ₹30,208 Cr
- Net profit (annual)
- ₹3,512 Cr
- P/E (TTM)
- 13.0×Sector 21.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 47.83%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from YES Bank Ltd
All →YES Bank Legal & Regulatory
Yes Bank has filed a review petition in the Supreme Court seeking reconsideration of its AT1 bond write-down judgment. The write-down concerns ₹8,415 crore of bonds.
- Value
- ₹8,415 Cr
YES Bank Credit Rating
Yes Bank received inaugural international credit ratings from JCR (A-, Stable) and R&I (BBB+, Stable). The ratings were assigned to the bank's issuer ratings.
YES Bank Employee Stock Options
Yes Bank allotted 2,81,875 equity shares on 5 November 2026 under its ESOS 2020 and RSU Plan 2024. The bank received Rs. 16,09,875 from exercise of the options.
- Value
- ₹0.16 Cr
YES Bank Legal & Regulatory
Yes Bank's AT-1 bonds remain unrestored after the Supreme Court's 15 October 2026 judgment. Axis Trustee threatens contempt proceedings unless the bank acts within three days.
YES Bank Debt & Borrowing
Yes Bank is assessing a Supreme Court judgment on its AT-1 bonds. The coupon decision for the 18 October 2026 payment remains pending.
YES Bank Employee Stock Options
Yes Bank allotted 7,04,418 equity shares on exercise of employee stock options under its ESOS 2020 and RSU Plan 2024. The bank realised about ₹63.27 lakh and its paid-up capital rose accordingly.