| Margins | NIM improved to 2.86%, up 19 bps YoY. |
|---|---|
| Order book | Global Business reached ₹24,75,330 Cr, up 12.01% YoY. |
| Demand visibility | Strong credit growth in RAM (14.65%) and Corporate (23.63%) sectors. |
| Management confidence | High; citing 'Business First, Compliance Always' motto and 107-year legacy. |
Growth
Net Interest Income grew 20.1% YoY to ₹10,583 Cr. Operating Profit increased 19.0% YoY to ₹8,108 Cr. Global Advances up 18.5% YoY.
Outlook
Targeting 150 new branches in FY27. Strong focus on digital initiatives and RAM segment growth (Retail, Agri, MSME).
Risks
CASA ratio slightly declined to 34.93% from 35.10% QoQ. Domestic CD ratio increased to 84.34%.
Investor Presentation filed with NSE, NSE: UNIONBANK. Summary written with AI assistance from the document.
Union Bank of India: key numbers
- Share price
- ₹182.98
- Market cap
- ₹1,39,680 Cr
- Revenue (annual)
- ₹1,06,799 Cr
- Net profit (annual)
- ₹19,430 Cr
- P/E (TTM)
- 6.3×Sector 19.7×
- Promoter holding
- 74.76%+0.00% QoQ
- FII holding
- 9.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Union Bank of India
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Union Bank delivered strong PAT growth and asset quality improvements, though NIM compression and lagging deposit growth remain focal points of analyst concern.
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This filing provides the quarterly shareholding pattern for Union Bank of India as required under SEBI regulations.
Union Bank of India Q2 FY27 Results: Net Profit ₹5,781 Cr, Up 30.6% YoY
Union Bank of India reported revenue from operations of ₹28,378 Cr (+8.3% YoY) and net profit of ₹5,781 Cr (+30.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹5,781 Cr · +30.6% YoY
Union Bank of India Board Meeting Date
Union Bank of India scheduled a board meeting for October 19, 2026. The meeting will consider unaudited financial results for the quarter ended September 2026.
Union Bank of India Debt & Borrowing
Union Bank of India submitted its half-yearly statement of outstanding debt securities as of September 30, 2026, in compliance with SEBI regulatory requirements.
Union Bank of India Credit Rating
S&P Global Ratings reaffirmed Union Bank of India's issuer credit rating at BBB/Stable/A-2. The stand-alone credit profile remains bbb- with a Stable outlook, reflecting strong government support.