| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | NII up 35% YoY |
|---|---|
| Margins | NIM at 8.4%; CoF stable at 6.9% |
| Order book | Gross Loan Book at ₹45,699 Cr |
| Demand visibility | Strong; highest quarterly disbursements at ₹10,495 Cr |
| Management confidence | High; record PAT and robust operational optimization |
Growth
Q2FY27 NII rose 35% YoY to ₹1,244 Cr; PAT surged 200% YoY. Advances grew 32.1% YoY with secured share reaching 52%.
Outlook
FY27 guidance: ~25% advances growth, 1.8%-2.0% RoA. Board approved ₹409 Cr preferential allotment to boost capital adequacy.
Risks
Mr. Nautiyal's early retirement for health reasons; credit cost guidance maintained at 0.9%-1.0% of ATA; GNPA at 2.1%.
Investor Presentation filed with BSE, NSE: UJJIVANSFB. Summary written with AI assistance from the document.
Ujjivan Small Finance Bank Ltd: key numbers
- Share price
- ₹54.50
- Market cap
- ₹10,644 Cr
- Revenue (annual)
- ₹6,931 Cr
- Net profit (annual)
- ₹692.6 Cr
- P/E (TTM)
- 9.3×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 18.03%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Ujjivan Small Finance Bank Ltd
All →Ujjivan Small Finance Bank Earnings Call Transcript: Key Takeaways
Ujjivan SFB delivered an all-time high quarterly PAT of INR365 crores (ROA 2.4%). Strategy shifts toward secured assets (52.1% of book) while maintaining strong collection efficiency (99.7%) and robust deposit growth.
Ujjivan Small Finance Bank Annual General Meeting
Ujjivan Small Finance Bank has convened an Extra-ordinary General Meeting on November 13, 2026, to seek shareholder approval for a preferential issue of equity shares.
Ujjivan Small Finance Bank Preferential Issue
Ujjivan SFB filed EGM notice for a preferential issue of 6.32 crore shares at ₹64.73, raising ₹409 crore. Allottees include IFCA, Bajaj Life, ABSL, and HDFC Life.
- Value
- ₹409.0 Cr
Ujjivan Small Finance Bank Fund Raise of ₹249 Cr
Ujjivan Small Finance Bank executed a subscription agreement with IFC for a preferential issue of shares. The transaction involves raising approximately Rs. 249.04 Crore at Rs. 64.73 per share.
- Value
- ₹249.0 Cr
Ujjivan Small Finance Bank Results Update
Ujjivan Small Finance Bank reported a 200% YoY increase in quarterly PAT to ₹365 Crore. The board also approved a ₹409 Crore capital infusion through preferential allotment.
- Value
- ₹365.0 Cr
- new branches
- 104.0 branches
Ujjivan Small Finance Bank Q2 FY27 Results: Net Profit ₹365.1 Cr, Up 200.0% YoY
Ujjivan Small Finance Bank Ltd reported revenue from operations of ₹2,153 Cr (+28.0% YoY) and net profit of ₹365.1 Cr (+200.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹365.1 Cr · +200.0% YoY