ALFA Finder| Revenue growth | Total Income up 27% YoY to INR 534.7 Cr. |
|---|---|
| Margins | Portfolio yield improved to 18.1% (up 69 bps YoY). |
| Order book | Net Disbursement of INR 2,551 Cr in Q1'FY27. |
| Demand visibility | Strong MSME demand in Emerging Markets and Embedded Finance. |
| Management confidence | High; stating realignment objectives achieved ahead of plan. |
Growth
AUM at INR 15,013 Cr (up 24% YoY). PAT grew 99% YoY to INR 67.9 Cr, aided by tax benefits.
Outlook
Targeting 3.0-3.5% ROA by FY29. Aiming for 85% AUM from high-yield focus verticals by FY29.
Risks
Co-lending income dropped 52% QoQ. GNPA slightly increased to 2.6% from 2.5% in Mar'26.
Last quarter's promises, checked
Delivered
- Guided INR 220 Cr opex reduction → delivered INR 118.5 Cr Q1 opex (= BEAT)
- Guided shift to focus verticals → delivered 46% AUM in EM LAP/GROx (= BEAT)
- Guided no incremental equity → delivered internal accrual funding (= BEAT)
Partly delivered
- Guided flattish AUM for FY27 → delivered INR 15,013 Cr vs ~INR 15,334 Cr Mar'26 (= PARTIAL)
Missed
- Guided GNPA stabilization → delivered 2.6% vs 2.5% Mar'26 (= MISS)
Investor Presentation filed with BSE, NSE: UGROCAP. Summary written with AI assistance from the document.
Ugro Capital Ltd: key numbers
- Share price
- ₹70.54
- Market cap
- ₹1,095 Cr
- Revenue (annual)
- ₹1,766 Cr
- Net profit (annual)
- ₹113.4 Cr
- P/E (TTM)
- 8.2×Sector 20.8×
- Promoter holding
- 2.88%+0.00% QoQ
- FII holding
- 7.09%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Ugro Capital Ltd
All →Ugro Capital Management Change
Ugro Capital's internal auditor Kavita Shedge resigned, effective 06-11-2026. Chandrakant Bhagwat was appointed Company Secretary and Compliance Officer, effective 01-12-2026.
Ugro Capital Investor Presentation: Key Takeaways
Q2 FY27 consolidated PBT ₹68 Cr (+12% YoY) and PAT ₹50.7 Cr (+17% YoY, −25% QoQ). Focused products rose to 53% of AUM (₹15,019 Cr) as the company shifts to annuity-led income.
Ugro Capital Results Update
UGRO Capital's Q2 FY27 profit after tax rose 17% to INR 50.7 crore. Disbursements reached INR 3,159 crore, up 77% year on year.
Ugro Capital Q2 FY27 Results: Net Profit ₹37.4 Cr, Down 13.6% YoY
Ugro Capital Ltd reported revenue from operations of ₹461.5 Cr (+1.3% YoY) and net profit of ₹37.4 Cr (-13.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹37.4 Cr · -13.6% YoY
Ugro Capital Debt & Borrowing: ₹0.99 Cr
Ugro Capital paid Rs. 0.99 crore monthly interest on its Rs. 100 crore NCDs. Paid on time, ahead of the 6 November due date.
- Value
- ₹0.99 Cr
Ugro Capital Business Update
UGRO Capital released a social impact study showing 58% of borrowers saw revenue growth after loans. The study was independently conducted with Impactree.