| Revenue growth | Total Income up 27% YoY to INR 534.7 Cr. |
|---|---|
| Margins | Portfolio yield improved to 18.1% (up 69 bps YoY). |
| Order book | Net Disbursement of INR 2,551 Cr in Q1'FY27. |
| Demand visibility | Strong MSME demand in Emerging Markets and Embedded Finance. |
| Management confidence | High; stating realignment objectives achieved ahead of plan. |
Growth
AUM at INR 15,013 Cr (up 24% YoY). PAT grew 99% YoY to INR 67.9 Cr, aided by tax benefits.
Outlook
Targeting 3.0-3.5% ROA by FY29. Aiming for 85% AUM from high-yield focus verticals by FY29.
Risks
Co-lending income dropped 52% QoQ. GNPA slightly increased to 2.6% from 2.5% in Mar'26.
Last quarter's promises, checked
Delivered
- Guided INR 220 Cr opex reduction → delivered INR 118.5 Cr Q1 opex (= BEAT)
- Guided shift to focus verticals → delivered 46% AUM in EM LAP/GROx (= BEAT)
- Guided no incremental equity → delivered internal accrual funding (= BEAT)
Partly delivered
- Guided flattish AUM for FY27 → delivered INR 15,013 Cr vs ~INR 15,334 Cr Mar'26 (= PARTIAL)
Missed
- Guided GNPA stabilization → delivered 2.6% vs 2.5% Mar'26 (= MISS)
Investor Presentation filed with BSE, NSE: UGROCAP. Summary written with AI assistance from the document.
Ugro Capital Ltd: key numbers
- Share price
- ₹82.02
- Market cap
- ₹1,274 Cr
- Revenue (annual)
- ₹1,766 Cr
- Net profit (annual)
- ₹113.4 Cr
- P/E (TTM)
- 9.1×Sector 22.0×
- Promoter holding
- 2.88%+0.89% QoQ
- FII holding
- 5.45%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Ugro Capital Ltd
All →Ugro Capital Debt & Borrowing: ₹2.87 Cr
Ugro Capital Ltd completed interest payments of ₹1.21 Crore and ₹1.66 Crore on two series of non-convertible debentures. These payments fulfill the company's scheduled debt obligations.
- Value
- ₹2.87 Cr
Ugro Capital Debt & Borrowing
Ugro Capital Limited has allotted Commercial Papers via private placement. This transaction is an issuance of debt securities.
Ugro Capital Debt & Borrowing: ₹29.68 Cr
UGRO Capital allotted Commercial Papers worth ₹29.68 Crore. These debt instruments are proposed to be listed and have a tenure of 180 days.
- Value
- ₹29.68 Cr
- Execution
- 180 days
Ugro Capital Debt & Borrowing: ₹0.79 Cr
Ugro Capital has serviced interest obligations for two series of non-convertible debentures, totaling ₹0.79 Crore. The payments were made on 24th September 2026.
- Value
- ₹0.79 Cr
Ugro Capital Annual General Meeting
Ugro Capital shareholders approved the scheme of amalgamation with Profectus Capital Private Limited at the court-convened meeting. The resolution passed with required majority support.
Ugro Capital Acquisition
Ugro Capital held an NCLT-convened meeting where shareholders and creditors approved the Scheme of Amalgamation with Profectus Capital Private Limited. The resolution was passed.