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Earnings Call

Ugro Capital Earnings Call: Key Takeaways

UGRO Capital reports Q4'FY26 PAT of ₹51.1 Cr (YoY +26%) with AUM at ₹15,334 Cr. The company is executing a strategic realignment toward high-yield Emerging Market LAP and Embedded Merchant Finance verticals.

Highlights
Revenue growthFY26 Total Income ₹2,021.1 Cr, up 40% YoY.
MarginsPortfolio yield improved 18 bps YoY to 17.5%.
Demand visibility20-25% CAGR expected in focused AUM segments through FY29.
Management confidenceStated 2-month execution on track for all 5 strategic objectives.

Growth

FY26 PAT grew 21% YoY to ₹174.8 Cr; AUM grew 28% YoY to ₹15,334 Cr.

Outlook

Targeting 85% AUM from focus verticals by FY29 with 3.0-3.5% steady-state ROA and no incremental equity requirements.

Risks

Marginal GNPA rise to 2.5% from 2.2% QoQ; exit costs from strategic realignment impacting current ROA/ROE.

Source

Earnings Call filed with BSE, NSE: UGROCAP. Summary written with AI assistance from the document.

Read the document ↗

Ugro Capital Ltd: key numbers

Share price
₹80.29
Market cap
₹1,247 Cr
Revenue (annual)
₹1,766 Cr
Net profit (annual)
₹113.4 Cr
P/E (TTM)
8.9×Sector 21.7×
Promoter holding
2.88%+0.89% QoQ
FII holding
5.45%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Ugro Capital Ltd

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20:56 IST BSE
Debt & Borrowing

Ugro Capital Debt & Borrowing: ₹2.87 Cr

Ugro Capital Ltd completed interest payments of ₹1.21 Crore and ₹1.66 Crore on two series of non-convertible debentures. These payments fulfill the company's scheduled debt obligations.

Value
₹2.87 Cr
16:33 IST BSE
Debt & Borrowing

Ugro Capital Debt & Borrowing

Ugro Capital Limited has allotted Commercial Papers via private placement. This transaction is an issuance of debt securities.

16:27 IST BSE
Debt & Borrowing

Ugro Capital Debt & Borrowing: ₹29.68 Cr

UGRO Capital allotted Commercial Papers worth ₹29.68 Crore. These debt instruments are proposed to be listed and have a tenure of 180 days.

Value
₹29.68 Cr
Execution
180 days
18:37 IST BSE
Debt & Borrowing

Ugro Capital Debt & Borrowing: ₹0.79 Cr

Ugro Capital has serviced interest obligations for two series of non-convertible debentures, totaling ₹0.79 Crore. The payments were made on 24th September 2026.

Value
₹0.79 Cr
16:28 IST BSE
Annual General Meeting

Ugro Capital Annual General Meeting

Ugro Capital shareholders approved the scheme of amalgamation with Profectus Capital Private Limited at the court-convened meeting. The resolution passed with required majority support.

21:20 IST NSE
Acquisition

Ugro Capital Acquisition

Ugro Capital held an NCLT-convened meeting where shareholders and creditors approved the Scheme of Amalgamation with Profectus Capital Private Limited. The resolution was passed.