ALFA Finder| Management target | Revenue 14.0% FY27 |
|---|
| Revenue growth | Global Advances grew 21.18% YoY; NII grew 16.86% YoY. |
|---|---|
| Margins | Global NIM at 3.05% vs 2.8-2.9% guidance. |
| Demand visibility | Strong RAM segment growth at 25.27% YoY. |
| Management confidence | High, exceeding credit and NIM guidance in Q1. |
Growth
Global Business grew 15.53% YoY to ₹6.05 lakh Cr; Global Advances rose 21.18%. NII increased 16.86% YoY.
Outlook
FY27 guidance: Deposit growth 10-12%, Credit growth 12-14%, NIM 2.8-2.9%, and NNPA below 0.20%.
Risks
Gross NPA at 2.08% slightly above 2.00% target; slippage ratio at 0.63%.
Last quarter's promises, checked
Delivered
- Credit growth 12-14% → delivered 21.18% (= BEAT)
- NIM Global 2.8-2.9% → delivered 3.05% (= BEAT)
- CASA 37-38% → delivered 38.62% (= BEAT)
Partly delivered
- Deposit growth 10-12% → delivered 11.46% (= PARTIAL)
Missed
- Gross NPA <2% → delivered 2.08% (= MISS)
Investor Presentation filed with NSE, NSE: UCOBANK. Summary written with AI assistance from the document.
UCO Bank: key numbers
- Share price
- ₹24.84
- Market cap
- ₹31,148 Cr
- Revenue (annual)
- ₹26,281 Cr
- Net profit (annual)
- ₹2,768 Cr
- P/E (TTM)
- 10.4×Sector 21.0×
- Promoter holding
- 90.95%+0.00% QoQ
- FII holding
- 0.06%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from UCO Bank
All →UCO Bank Other Announcement
UCO Bank revised its MCLR, TBLR and G-Sec linked benchmark rates effective 7 November 2026. Base rate, BPLR and repo-linked rates remain unchanged.
UCO Bank Credit Rating
UCO Bank disclosed S&P Global Ratings assigning it a BBB long-term and A-2 short-term issuer rating, with a stable outlook. The rating rationale dated November 4, 2026 is enclosed.
UCO Bank Management Change
UCO Bank's Central Government nominated Shri Mohamed Ashraf J S as a director, replacing Shri Hari Har Mishra, effective 23 October 2026. The filing gives the appointment details and confirms no SEBI debarment.
UCO Bank Results Update
UCO Bank reported Q2 FY27 net profit of Rs.786 Crore, up 26.77% Y-o-Y. Total business grew 18.81% Y-o-Y to Rs.6,37,280 Crore with NPA at 1.96%.
UCO Bank Investor Presentation: Key Takeaways
UCO Bank reported strong Q2 FY27 performance with Net Profit rising 26.77% YoY to ₹786 Cr. Focus remains on RAM segment growth and improving asset quality with NNPA at 0.18%.
- Call
- Guides 14% growth
UCO Bank Q2 FY27 Results: Net Profit ₹785.6 Cr, Up 26.8% YoY
UCO Bank reported revenue from operations of ₹7,286 Cr (+11.5% YoY) and net profit of ₹785.6 Cr (+26.8% YoY) for Q2 FY27.
- Key figure
- Net profit ₹785.6 Cr · +26.8% YoY