| Revenue growth | Operating profit grew 6.49% for full year FY26. |
|---|---|
| Margins | Global NIM at 3.03%, exceeding guidance of 2.8-2.9%. |
| Order book | Corporate segment pipeline at ₹14,000 crore. |
| Demand visibility | Strong in renewables, data centers, smart metering, and road projects. |
| Management confidence | High; cited rebuilding organization and surpassing guidance on multiple parameters. |
Growth
Gross advances grew 19.44% YoY; Net Profit for FY26 rose 13.21% to ₹2,768 crore.
Outlook
FY27 guidance: Credit growth 12-14%, CASA 37-38%, Net NPA <0.2%, ROA target nearing 0.95-1%.
Risks
Potential impacts from West Asia geopolitical tensions on MSME portfolio and Treasury yield volatility.
Earnings Call filed with BSE, NSE: UCOBANK. Summary written with AI assistance from the document.
UCO Bank: key numbers
- Share price
- ₹25.22
- Market cap
- ₹31,625 Cr
- Revenue (annual)
- ₹26,281 Cr
- Net profit (annual)
- ₹2,768 Cr
- P/E (TTM)
- 10.6×Sector 20.8×
- Promoter holding
- 90.95%+0.00% QoQ
- FII holding
- 0.06%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from UCO Bank
All →UCO Bank Other Announcement
UCO Bank revised its MCLR, TBLR and G-Sec linked benchmark rates effective 7 November 2026. Base rate, BPLR and repo-linked rates remain unchanged.
UCO Bank Credit Rating
UCO Bank disclosed S&P Global Ratings assigning it a BBB long-term and A-2 short-term issuer rating, with a stable outlook. The rating rationale dated November 4, 2026 is enclosed.
UCO Bank Management Change
UCO Bank's Central Government nominated Shri Mohamed Ashraf J S as a director, replacing Shri Hari Har Mishra, effective 23 October 2026. The filing gives the appointment details and confirms no SEBI debarment.
UCO Bank Results Update
UCO Bank reported Q2 FY27 net profit of Rs.786 Crore, up 26.77% Y-o-Y. Total business grew 18.81% Y-o-Y to Rs.6,37,280 Crore with NPA at 1.96%.
UCO Bank Investor Presentation: Key Takeaways
UCO Bank reported strong Q2 FY27 performance with Net Profit rising 26.77% YoY to ₹786 Cr. Focus remains on RAM segment growth and improving asset quality with NNPA at 0.18%.
- Call
- Guides 14% growth
UCO Bank Q2 FY27 Results: Net Profit ₹785.6 Cr, Up 26.8% YoY
UCO Bank reported revenue from operations of ₹7,286 Cr (+11.5% YoY) and net profit of ₹785.6 Cr (+26.8% YoY) for Q2 FY27.
- Key figure
- Net profit ₹785.6 Cr · +26.8% YoY