| Revenue growth | Operating profit grew 6.49% for full year FY26. |
|---|---|
| Margins | Global NIM at 3.03%, exceeding guidance of 2.8-2.9%. |
| Order book | Corporate segment pipeline at ₹14,000 crore. |
| Demand visibility | Strong in renewables, data centers, smart metering, and road projects. |
| Management confidence | High; cited rebuilding organization and surpassing guidance on multiple parameters. |
Growth
Gross advances grew 19.44% YoY; Net Profit for FY26 rose 13.21% to ₹2,768 crore.
Outlook
FY27 guidance: Credit growth 12-14%, CASA 37-38%, Net NPA <0.2%, ROA target nearing 0.95-1%.
Risks
Potential impacts from West Asia geopolitical tensions on MSME portfolio and Treasury yield volatility.
Earnings Call filed with BSE, NSE: UCOBANK. Summary written with AI assistance from the document.
UCO Bank: key numbers
- Share price
- ₹23.90
- Market cap
- ₹29,970 Cr
- Revenue (annual)
- ₹26,281 Cr
- Net profit (annual)
- ₹2,768 Cr
- P/E (TTM)
- 10.6×Sector 22.0×
- Promoter holding
- 90.95%+0.00% QoQ
- FII holding
- 0.06%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from UCO Bank
All →UCO Bank Management Change
UCO Bank announced the tenure extension of Executive Director Shri Vijaykumar Nivrutti Kamble until 31st March 2027, or until further orders.
UCO Bank Adverse Business Impact
UCO Bank disclosed a UFBU strike notice for September–October 2026 that may affect branch operations. The bank has taken steps to ensure continuity.
UCO Bank Other Announcement
UCO Bank revised its TBLR (6M/12M) and G-Sec linked rates effective 07 Sep 2026. MCLR, Base Rate and BPLR remain unchanged.
UCO Bank Earnings Call Transcript: Key Takeaways
UCO Bank Q1 FY27 results show robust credit growth of 21.18% and Operating Profit growth of 79.8%, supported by recovery from technical write-offs and RAM sector expansion.
- Call
- Guides 14% growth
UCO Bank Investor Presentation: Key Takeaways
UCO Bank reported strong Q1 FY27 results with Net Profit of ₹656 Cr, up 8.05% YoY. Operating Profit surged 79.84% to ₹2810 Cr, driven by healthy NII and low credit costs.
- Call
- Guides 14% growth
UCO Bank Q1 FY27 Results: Net Profit ₹656.3 Cr, Up 8.1% YoY
UCO Bank reported revenue from operations of ₹6,996 Cr (+8.7% YoY) and net profit of ₹656.3 Cr (+8.1% YoY) for Q1 FY27.
- Key figure
- Net profit ₹656.3 Cr · +8.1% YoY