Tamilnad Mercantile Bank Investor Presentation: Key Takeaways
Q2 FY27: total business ₹1,30,237 Cr (+27.25% YoY), record net profit ₹451 Cr (+42.09%), ROE 16.92%, GNPA 0.61%, NNPA 0.14%.
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Q2 FY27: total business ₹1,30,237 Cr (+27.25% YoY), record net profit ₹451 Cr (+42.09%), ROE 16.92%, GNPA 0.61%, NNPA 0.14%.
Q2 FY27 consolidated revenue ₹1,054 cr (+26%), EBITDA ₹337 cr (+37%), PAT ₹203 cr (+52%). Asset-right expansion continues.
Syrma delivered an exceptionally strong Q1 with 67% revenue growth and 112% PAT growth, driven by export buoyancy and ODM traction.
Q2FY27 consolidated revenue Rs87.4 Cr (+52% YoY), EBITDA Rs24.4 Cr (28% margin), PAT Rs11.3 Cr (+149%); pitch centres on oncology integration.
Q2 FY27 consolidated revenue ₹892 Cr (+12.6%), PAT ₹187 Cr (+39.2%), EBITDA margin 34.7%. H1 PAT ₹330 Cr (+27.3%). Zorvia out-licensing supports DBF gross margin.
Q2 FY27 RE net total income ₹268 Cr (+755% YoY), continuing EBITDA ₹195 Cr, collections ₹752 Cr (+47%). Net debt cut to ₹284 Cr; shift toward cash monetisation.
Q2 FY27 standalone revenue ₹3,361 Cr (+40% YoY), PAT ₹279 Cr (+44%), EBITDA margin 12.8% (+41bps). H1 revenue ₹6,079 Cr (+21.5%), PAT ₹487 Cr. Debt-free, cash ₹685 Cr; growth price-led.
Triveni delivers resilient growth despite supply chain delays, shifting toward high-margin defense and aftermarket segments. Management remains aggressive on international expansion while navigating a lumpy defense procurement cycle.
Q2FY27 consolidated revenue ₹70.0Bn (+34% YoY), EBITDA ₹5.8Bn (+29%), PAT ₹3.8Bn (+27%), volume 963k ton (+13%). Net cash ₹16.3Bn; capacity targeted at 8 Mn ton by FY28.
TruAlt reported massive 606% YoY revenue growth, turning profitable despite raw material price surges. Management is pivoting from ethanol to high-margin CBG to insulate from feedstock volatility.
Adani Power delivered record Q2 results driven by robust demand and high plant availability. One-time revenue from Gujarat PPA and operational efficiency significantly boosted PAT.
Apollo reported record-breaking performance driven by defense indigenization, yet consolidated margins are temporarily dampened by the transition of loss-making subsidiary Ideal Explosives.
BPCL managed a resilient Q2 despite crude volatility and high freight, benefiting from strong distillate yields and Russian discounts, though marketing margins faced significant under-recovery pressure.
Q2FY27 consolidated revenue ₹264 Cr (+6% YoY, -9% QoQ), EBITDA ₹16 Cr at 6.2% margin, PAT ₹3 Cr versus prior-year loss of ₹9 Cr. Margins compressed on input costs.
SSWL delivered its strongest-ever quarter driven by alloy wheel premiumization and a sharp CV recovery.
Standalone H1 FY27: PAT ₹16.03 Cr (+147% YoY), total income ₹49.87 Cr, AUM ₹610.24 Cr. Growth driven by secured MSME and digital lending, funded by ₹424 Cr of NCDs and term loans.
Jupiter Lifeline reports strong growth with Q2 revenue of ₹456.5 Cr and EBITDA of ₹106.9 Cr. Management prioritizes asset ownership, recently acquiring the Pune South hospital land for ₹150 Cr.
SBFC delivered consistent performance, achieving its 36th consecutive quarter of growth with a 15% ROE despite shifting focus away from micro-MSME segments.
Kajaria delivered solid volume growth and margin expansion despite subdued exports from Morbi. Management remains optimistic about double-digit volume growth driven by domestic demand and capacity expansions.
Unicommerce delivered 15% revenue growth while aggressively investing in AI and new product modules like UniReco.
Q2 FY27 consolidated revenue ₹53.6 Cr (+88.2% YoY), EBITDA ₹15.8 Cr (29.5% margin), PAT ₹11.2 Cr (+145.1%), driven by SGB Limited premiumisation and 5.76 lakh MTPA scale.
Q2 FY27 continuing revenue ₹17,528 Cr (+28.5% YoY), continuing EBITDA ₹6,321 Cr (+18.5%), PAT ₹7,019 Cr; reported PAT inflated by one-time income.
IDFC First Bank reports its second consecutive quarter of PAT over ₹1,000 Cr, heavily impacted by massive FCNR mobilization which technicality suppressed NIMs while providing long-term structural liquidity.
H1 FY27 revenue ₹7,999.85 Cr (+16.06% YoY); PAT ₹55.65 Cr vs ₹123.88 Cr. Q2 PAT ₹123.74 Cr vs loss ₹52.99 Cr. FY27 capex target ₹1,000 Cr.
Q2FY27 revenue INR 1,556 Cr (+35% YoY), PAT INR 117 Cr (+50%), EBITDA margin flat at 14.7%. Strategy anchored on a 20% revenue CAGR North Star through FY31e.
Record H1FY27 profitability: consolidated Q2 revenue INR 157 Cr (+31% YoY), Q2 PAT INR 17 Cr, H1 PAT INR 38 Cr. Integrated recycling capex and PCMB scale-up underway.
H1 FY27 deck discloses no revenue, PAT or EBITDA figures. Balance sheet is debt-free with ₹18.7 Cr net cash. Growth is hospital-led: 30-bed Delhi unit at breakeven, 300 beds targeted by FY27-end.
Q2 FY27 revenue ₹12,960 lakh (+231.8% YoY), Op EBITDA margin 9.6%, PAT ₹770 lakh (+450.8%). Strategy: DLM mix shift, telecom and AI expansion.
Q2 FY27 consolidated revenue ₹1,468 Cr (+24% YoY), EBITDA ₹286.5 Cr (19.5% margin), PAT ₹189.5 Cr (+43%). Capacity expansions on track.
AU SFB shows strong growth momentum despite a tight liquidity environment. Management is focused on granular deposit mobilization and leveraging technology to improve operating efficiency.