ALFA Finder| Revenue growth | 2.9% YoY GWP growth. |
|---|---|
| Margins | Combined ratio deteriorated to 121.44% from 116.16% YoY. |
| Demand visibility | Muted GWP growth; industry-wide property premium crash. |
| Management confidence | Cautious; focused on changing business mix to retail/MSME. |
Growth
GWP rose 2.9% to ₹13,720 Cr; however, PAT turned to a loss of ₹257 Cr from a ₹391 Cr profit YoY.
Outlook
Focusing on retail and MSME segments; investment assets stand at ₹99,980 Cr with a healthy 1.80x solvency ratio.
Risks
Significant spike in Motor TP loss ratio and a 27.8% crash in industry property premiums.
Last quarter's promises, checked
Delivered
- Guided double digit overall growth → delivered 10.9% domestic growth (= BEAT)
- Guided Health/PA as growth driver → delivered 66% of overall growth from Health (= BEAT)
- Guided focus on MSME/Retail → delivered 25% growth in MSME premium (= BEAT)
Partly delivered
- Guided single digit Motor growth → delivered 2% Motor OD growth (= PARTIAL)
Missed
- Guided double digit industry growth → delivered 2.9% GWP growth (= MISS)
- Guided PAT improvement → delivered ₹257 Cr loss vs ₹391 Cr profit YoY (= MISS)
- Guided improving loss ratios → delivered combined ratio 121.44% vs 116.16% (= MISS)
Investor Presentation filed with NSE, NSE: NIACL. Summary written with AI assistance from the document.
The New India Assurance Company Ltd: key numbers
- Share price
- ₹162.84
- Market cap
- ₹26,836 Cr
- Revenue (annual)
- ₹49,758 Cr
- Net profit (annual)
- ₹1,412 Cr
- P/E (TTM)
- -50.1×Sector 20.8×
- Promoter holding
- 85.44%+0.00% QoQ
- FII holding
- 0.91%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from The New India Assurance Company Ltd
All →The New India Assurance Company Q2 FY27 Results: Net Loss of ₹1,260 Cr
The New India Assurance Company Ltd reported revenue from operations of ₹12,601 Cr (+2.1% YoY) and a net loss of ₹1,260 Cr for Q2 FY27.
- Key figure
- Net loss ₹1,260 Cr
The New India Assurance Company Board Meeting Date
The New India Assurance has scheduled a board meeting for October 30, 2026. The agenda includes unaudited financial results for the quarter ended September 30, 2026.
The New India Assurance Company Price Movement Clarification
The New India Assurance responded to an NSE query on a volume spurt. It confirmed all Reg 30 disclosures were made and no other price-sensitive event is pending.
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The New India Assurance Company Ltd filed its quarterly shareholding pattern as mandated by SEBI Regulations, detailing equity holdings across various investor categories.
The New India Assurance Company Management Change
Ms. Lavanya R Mundayur has been appointed as Chairman cum Managing Director of The New India Assurance Company Ltd, effective September 30, 2026.
The New India Assurance Company Management Change
Ministry of Finance assigns Mr. S Sivasankar, Executive Director, as additional charge for the CMD role at New India Assurance. Appointed from 01.08.2026 for three months or till a regular CMD is named.