| Revenue growth | NII up 24.04% YoY. |
|---|---|
| Margins | NIM at 4.18% for Q4; defending 3.9%-4.0% for FY27. |
| Demand visibility | Strong credit demand in MSME and Retail segments. |
| Management confidence | High; stating they will 'under promise and overdeliver'. |
Growth
Advances grew 20.32% YoY; CASA increased 22.35% YoY. Net Interest Income rose 24.04% to ₹704.45cr.
Outlook
Guided 16% deposit growth and 20% advances growth for FY27. Plans to open 60 new branches.
Risks
Potential NIM moderation due to deposit repricing; West Asia crisis impact on export credit; gold price sensitivity.
Earnings Call filed with NSE, NSE: TMB. Summary written with AI assistance from the document.
Tamilnad Mercantile Bank Ltd: key numbers
- Share price
- ₹881.90
- Market cap
- ₹13,965 Cr
- Revenue (annual)
- ₹5,819 Cr
- Net profit (annual)
- ₹1,338 Cr
- P/E (TTM)
- 9.7×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 6.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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