| Revenue growth | NII up 24.04% YoY. |
|---|---|
| Margins | NIM at 4.18% for Q4; defending 3.9%-4.0% for FY27. |
| Demand visibility | Strong credit demand in MSME and Retail segments. |
| Management confidence | High; stating they will 'under promise and overdeliver'. |
Growth
Advances grew 20.32% YoY; CASA increased 22.35% YoY. Net Interest Income rose 24.04% to ₹704.45cr.
Outlook
Guided 16% deposit growth and 20% advances growth for FY27. Plans to open 60 new branches.
Risks
Potential NIM moderation due to deposit repricing; West Asia crisis impact on export credit; gold price sensitivity.
Earnings Call filed with NSE, NSE: TMB. Summary written with AI assistance from the document.
Tamilnad Mercantile Bank Ltd: key numbers
- Share price
- ₹908.40
- Market cap
- ₹14,385 Cr
- Revenue (annual)
- ₹5,819 Cr
- Net profit (annual)
- ₹1,338 Cr
- P/E (TTM)
- 9.1×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 6.85%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tamilnad Mercantile Bank Ltd
All →Tamilnad Mercantile Bank Capacity Expansion
Tamilnad Mercantile Bank will open two new branches, at Adoni (Andhra Pradesh) on 11.11.2026 and Thoothukudi Anna Nagar. The filing is an intimation under Regulation 30 of the bank's branch expansion.
- new branches
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