ALFA Finder| Revenue growth | Total business grew 17.37% YoY reaching ₹1,15,091 crore. |
|---|---|
| Margins | NIM improved to 4.18% for Q4 vs 3.98% FY average. |
| Demand visibility | Strong credit demand in MSME and retail segments for FY27. |
| Management confidence | Extremely confident, emphasizing a 'year of reckoning' and transformation success. |
Growth
Strong 17.37% business growth vs 15% guidance; CASA grew 22.35% beating 15% target.
Outlook
Guidance for FY27: 16% deposit growth and defending 20% advances growth.
Risks
High concentration in gold loans (46% of advances) makes margins vulnerable to gold price volatility.
Earnings Call filed with NSE, NSE: TMB. Summary written with AI assistance from the document.
Tamilnad Mercantile Bank Ltd: key numbers
- Share price
- ₹908.40
- Market cap
- ₹14,385 Cr
- Revenue (annual)
- ₹5,819 Cr
- Net profit (annual)
- ₹1,338 Cr
- P/E (TTM)
- 9.1×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 6.85%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tamilnad Mercantile Bank Ltd
All →Tamilnad Mercantile Bank Capacity Expansion
Tamilnad Mercantile Bank will open two new branches, at Adoni (Andhra Pradesh) on 11.11.2026 and Thoothukudi Anna Nagar. The filing is an intimation under Regulation 30 of the bank's branch expansion.
- new branches
- 2.0 branches
Tamilnad Mercantile Bank Other Announcement
Tamilnad Mercantile Bank revised its MCLR rates effective November 7, 2026. The one-year MCLR rises from 9.35% to 9.45%.
Tamilnad Mercantile Bank Employee Stock Options
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Tamilnad Mercantile Bank Results Correction
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Tamilnad Mercantile Bank Business Update
Tamilnad Mercantile Bank won two Oracle Excellence Awards 2026 for Customer and Employee Experience at Oracle AI World, Las Vegas. The recognition highlights the bank's digital excellence with no monetary value attached.
Tamilnad Mercantile Bank Results Update
TMB's press release reports Q2 net profit up 42.09% to ₹451 Crore. Total business rose 27.25%, and gross NPA fell to a 10-year low of 0.61%.