| Revenue growth | Total Income grew 9.03% in FY26 to ₹6,696.49cr. |
|---|---|
| Margins | NIM improved to 4.18% (up 27 bps YoY). |
| Demand visibility | Strong credit momentum in RAM segments (Retail/Agri/MSME). |
Growth
Q4FY26 PAT grew 28.01% YoY to ₹373.65cr. Advances grew 20.32% YoY; Deposits grew 14.94% YoY.
Outlook
Focus on phygital expansion (44 new branches); NIM target maintained via high-yielding RAM advances (94.66% of portfolio).
Risks
Potential impact from new ECL regulations (additional provision of ₹279cr) and front-loaded employee cost provisions.
Earnings Call filed with NSE, NSE: TMB. Summary written with AI assistance from the document.
Tamilnad Mercantile Bank Ltd: key numbers
- Share price
- ₹881.90
- Market cap
- ₹13,965 Cr
- Revenue (annual)
- ₹5,819 Cr
- Net profit (annual)
- ₹1,338 Cr
- P/E (TTM)
- 9.7×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 6.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tamilnad Mercantile Bank Ltd
All →Tamilnad Mercantile Bank Investor Presentation: Key Takeaways
TMB reported record Q1 FY27 results with 23% business growth and an all-time high net profit of INR 412 Cr. Strategy focuses on loan book diversification and digitization.
- Call
- Guides 22% growth
Tamilnad Mercantile Bank Earnings Call Transcript: Key Takeaways
Tamilnad Mercantile Bank delivered record quarterly results for Q1 FY27, characterized by 23% total business growth and the highest ever net profit in its 105-year history.
- Call
- Guides 20% growth
Tamilnad Mercantile Bank Investor Presentation: Key Takeaways
TMB reported robust Q1FY27 performance with Net Profit rising 34.97% YoY to ₹412 Cr. Strategy focuses on 'RAM' advances and maintaining industry-leading capital adequacy at 32.33%.
Tamilnad Mercantile Bank Q1 FY27 Results: Net Profit ₹411.5 Cr, Up 35.0% YoY
Tamilnad Mercantile Bank Ltd reported revenue from operations of ₹1,662 Cr (+19.9% YoY) and net profit of ₹411.5 Cr (+35.0% YoY) for Q1 FY27.
- Key figure
- Net profit ₹411.5 Cr · +35.0% YoY
Tamilnad Mercantile Bank Earnings Call: Key Takeaways
TMB reported strong FY26 results with Net Profit reaching ₹1,338 Cr and NIM at 3.98%. The bank is undergoing a leadership-led transformation focused on digital expansion and MSME growth.
Tamilnad Mercantile Bank Earnings Call: Key Takeaways
TMB reported record Q4FY26 PAT of ₹373.65 Cr and 17.37% YoY business growth, driven by ex-SBI leadership transformation and strong asset quality (GNPA 0.73%).