ALFA Finder| Revenue guidance | 13.0% → 14.5% Raised by 1.5 percentage points |
|---|---|
| Management target | Revenue 14.5% FY27 |
| Margins | Domestic NIM resilient at 3%; full-year guidance maintained. |
|---|---|
| Order book | Corporate pipeline exceeds ₹9 lakh crore including undisbursed loans. |
| Demand visibility | Strong credit demand across retail, MSME, and corporate segments. |
| Management confidence | High |
Growth
Net profit reached ₹21,121 crore; Operating Profit grew 9.77% YoY. Deposits exceeded ₹60 trillion; advances crossed ₹50 trillion.
Outlook
Loan growth guidance revised to 14-15% for FY27. Domestic NIM target of 3% for the full year.
Risks
Competitive deposit landscape, rising wholesale rates, and potential credit cycle volatility affecting future Expected Credit Loss (ECL) frameworks.
Earnings Call Transcript filed with NSE, NSE: SBIN. Summary written with AI assistance from the document.
State Bank of India: key numbers
- Share price
- ₹1,061.20
- Market cap
- ₹9,79,553 Cr
- Revenue (annual)
- ₹5,14,933 Cr
- Net profit (annual)
- ₹83,299 Cr
- P/E (TTM)
- 10.8×Sector 20.8×
- Promoter holding
- 55.45%-0.02% QoQ
- FII holding
- 11.07%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Key figure
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- Value
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- Value
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