ALFA Finder| Revenue growth | Not specified; focus was on NHB audit and fund diversion denials. |
|---|---|
| Management confidence | Defensive and over-optimistic regarding the resolution of forensic audit findings. |
Growth
Profit grew 25% YoY this quarter, but management has intentionally slowed fresh disbursements.
Outlook
Management expects to resolve the NHB audit within 2 weeks and resume growth.
Risks
The NHB Red Flag status and ongoing forensic audit pose severe liquidity and reputation risks.
Last quarter's promises, checked
Delivered
- AUM Guide INR 1,000 Cr → Delivered INR 1,042 Cr (= BEAT)
- NIM Guide 11% → Delivered 11.28% (= BEAT)
- Credit Rating Guide (Upgrade) → Delivered Acuité A- Stable (= BEAT)
Partly delivered
- Asset Quality (GNPA Improvement) → Improved to 1.77% but 'Red Flagged' by NHB (= PARTIAL)
Missed
- Growth Strategy (Business Expansion) → Intentional slowdown in disbursements (= MISS)
Earnings Call Transcript filed with BSE, NSE: SRGHFL. Summary written with AI assistance from the document.
SRG Housing Finance Ltd: key numbers
- Share price
- ₹106.00
- Market cap
- ₹166.5 Cr
- Revenue (annual)
- ₹199.3 Cr
- Net profit (annual)
- ₹32.49 Cr
- P/E (TTM)
- 4.9×Sector 20.8×
- Promoter holding
- 59.97%+0.95% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SRG Housing Finance Ltd
All →SRG Housing Finance Legal & Regulatory
SRG Housing Finance will miss the 14 November 2026 deadline for its September 2026 half-year results. The delay is due to a forensic audit initiated by the National Housing Bank.
SRG Housing Finance Debt & Borrowing: ₹0.76 Cr
SRG Housing Finance redeemed ₹0.76 Crore of its NCDs in a monthly partial redemption. Outstanding balance stands at ₹39.39 Crore.
- Value
- ₹0.76 Cr
SRG Housing Finance Debt & Borrowing: ₹0.35 Cr
SRG Housing Finance paid Rs.0.35 Crore monthly interest on its NCDs on the due date, 29 October 2026. No delay or non-payment was reported.
- Value
- ₹0.35 Cr
SRG Housing Finance Debt & Borrowing: ₹1.14 Cr
SRG Housing Finance paid monthly interest of ₹38 Lakh and redeemed ₹76 Lakh principal on its listed NCDs (INE559N07058). Total debt servicing outflow was approximately ₹1.14 Crore.
- Value
- ₹1.14 Cr
SRG Housing Finance Debt & Borrowing: ₹0.39 Cr
SRG Housing Finance redeemed Rs.0.39 Crore of INE559N07066 NCDs under monthly redemption on 23 October 2026. Outstanding principal stands at Rs.21.27 Crore.
- Value
- ₹0.39 Cr
SRG Housing Finance Debt & Borrowing: ₹0.19 Cr
SRG Housing Finance paid Rs.0.19 Crore of monthly interest on its non-convertible debentures on 23-Oct-2026. No delay or non-payment was reported.
- Value
- ₹0.19 Cr