| Revenue growth | Not specified; focus was on NHB audit and fund diversion denials. |
|---|---|
| Management confidence | Defensive and over-optimistic regarding the resolution of forensic audit findings. |
Growth
Profit grew 25% YoY this quarter, but management has intentionally slowed fresh disbursements.
Outlook
Management expects to resolve the NHB audit within 2 weeks and resume growth.
Risks
The NHB Red Flag status and ongoing forensic audit pose severe liquidity and reputation risks.
Last quarter's promises, checked
Delivered
- AUM Guide INR 1,000 Cr → Delivered INR 1,042 Cr (= BEAT)
- NIM Guide 11% → Delivered 11.28% (= BEAT)
- Credit Rating Guide (Upgrade) → Delivered Acuité A- Stable (= BEAT)
Partly delivered
- Asset Quality (GNPA Improvement) → Improved to 1.77% but 'Red Flagged' by NHB (= PARTIAL)
Missed
- Growth Strategy (Business Expansion) → Intentional slowdown in disbursements (= MISS)
Earnings Call Transcript filed with BSE, NSE: SRGHFL. Summary written with AI assistance from the document.
SRG Housing Finance Ltd: key numbers
- Share price
- ₹146.80
- Market cap
- ₹230.6 Cr
- Revenue (annual)
- ₹199.3 Cr
- Net profit (annual)
- ₹32.49 Cr
- P/E (TTM)
- 6.8×Sector 22.0×
- Promoter holding
- 59.02%-0.01% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SRG Housing Finance Ltd
All →SRG Housing Finance Debt & Borrowing: ₹0.39 Cr
SRG Housing Finance completed a partial redemption of non-convertible debentures on September 24, 2026, paying Rs.0.39 Crore to debenture holders.
- Value
- ₹0.39 Cr
SRG Housing Finance Debt & Borrowing: ₹0.2 Cr
SRG Housing Finance Limited has made the scheduled interest payment of Rs. 0.20 Crore for its non-convertible debentures on the due date.
- Value
- ₹0.20 Cr
SRG Housing Finance Debt & Borrowing: ₹0.59 Cr
SRG Housing Finance serviced its NCDs (INE559N07066) by making an interest payment and partial principal redemption totaling approximately ₹0.59 Crore.
- Value
- ₹0.59 Cr
SRG Housing Finance Promoter Buying: ₹1.98 Cr
Promoter Vinod Kumar Jain and Archis Jain acquired equity shares via market purchases worth Rs. 1.98 Crore across multiple transactions on 15-16 September 2026.
- Value
- ₹1.98 Cr
- Promoter stake change
- +0.69%
SRG Housing Finance Promoter Buying
Promoter Vinod Kumar Jain acquired 70,000 equity shares of SRG Housing Finance Limited through an open market purchase. This increases his stake in the company.
- Promoter stake change
- +0.44%
SRG Housing Finance Credit Rating
Acuité reaffirmed SRG Housing Finance's A- rating (Stable) on ₹1,299 Crore debt. A Rating Watch with Developing Implications was attached.