| Revenue growth | NII grew 31% YoY to ₹98.26 Cr in FY26. |
|---|---|
| Margins | Healthy NIMs at 10.91% for FY26; sustainable at ~11%. |
| Demand visibility | Strong momentum in rural/semi-urban areas despite rising property prices. |
| Management confidence | High; citing credit rating upgrade to A- and milestone AUM growth. |
Growth
FY26 PAT grew 33% YoY to ₹32.49 Cr; AUM increased 37% to ₹1042 Cr. Disbursements rose 45% to ₹443.54 Cr.
Outlook
Guided FY27 disbursement of ₹600 Cr and AUM of ₹1400-1500 Cr. Long-term AUM target ₹10,000-20,000 Cr.
Risks
Expansion into new Southern markets may temporarily impact cost-to-income; rising property and construction costs affecting ticket sizes.
Earnings Call filed with BSE, NSE: SRGHFL. Summary written with AI assistance from the document.
SRG Housing Finance Ltd: key numbers
- Share price
- ₹146.80
- Market cap
- ₹230.6 Cr
- Revenue (annual)
- ₹199.3 Cr
- Net profit (annual)
- ₹32.49 Cr
- P/E (TTM)
- 6.8×Sector 22.0×
- Promoter holding
- 59.02%-0.01% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SRG Housing Finance Ltd
All →SRG Housing Finance Debt & Borrowing: ₹0.39 Cr
SRG Housing Finance completed a partial redemption of non-convertible debentures on September 24, 2026, paying Rs.0.39 Crore to debenture holders.
- Value
- ₹0.39 Cr
SRG Housing Finance Debt & Borrowing: ₹0.2 Cr
SRG Housing Finance Limited has made the scheduled interest payment of Rs. 0.20 Crore for its non-convertible debentures on the due date.
- Value
- ₹0.20 Cr
SRG Housing Finance Debt & Borrowing: ₹0.59 Cr
SRG Housing Finance serviced its NCDs (INE559N07066) by making an interest payment and partial principal redemption totaling approximately ₹0.59 Crore.
- Value
- ₹0.59 Cr
SRG Housing Finance Promoter Buying: ₹1.98 Cr
Promoter Vinod Kumar Jain and Archis Jain acquired equity shares via market purchases worth Rs. 1.98 Crore across multiple transactions on 15-16 September 2026.
- Value
- ₹1.98 Cr
- Promoter stake change
- +0.69%
SRG Housing Finance Earnings Call Transcript: Key Takeaways
Management is in damage-control mode following an Economic Times article alleging a ₹400 Cr fund diversion. They deny all allegations while confirming NHB has 'Red Flagged' their account.
SRG Housing Finance Promoter Buying
Promoter Vinod Kumar Jain acquired 70,000 equity shares of SRG Housing Finance Limited through an open market purchase. This increases his stake in the company.
- Promoter stake change
- +0.44%