| Revenue growth | Interest income grew 28.3% YoY to INR 1,759 Mn in FY26. |
|---|---|
| Margins | NIM stood at 10.91%; Gross Yield at 19.53% for FY26. |
| Demand visibility | Strong momentum in affordable housing and rural self-construction segments. |
| Management confidence | High; citing improved business scale and stable asset quality. |
Growth
FY26 PAT grew 33.2% YoY to INR 325 Mn; AUM increased 37.2% YoY to INR 10,422 Mn.
Outlook
Focus on sustainable growth, leveraging upgraded ACUITE A- rating and expanded 96-branch network across 7 states/UT.
Risks
Slight compression in NIM to 10.91% and high concentration in Gujarat and Rajasthan markets.
Earnings Call filed with BSE, NSE: SRGHFL. Summary written with AI assistance from the document.
SRG Housing Finance Ltd: key numbers
- Share price
- ₹106.00
- Market cap
- ₹166.5 Cr
- Revenue (annual)
- ₹199.3 Cr
- Net profit (annual)
- ₹32.49 Cr
- P/E (TTM)
- 4.9×Sector 20.8×
- Promoter holding
- 59.97%+0.95% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SRG Housing Finance Ltd
All →SRG Housing Finance Legal & Regulatory
SRG Housing Finance will miss the 14 November 2026 deadline for its September 2026 half-year results. The delay is due to a forensic audit initiated by the National Housing Bank.
SRG Housing Finance Debt & Borrowing: ₹0.76 Cr
SRG Housing Finance redeemed ₹0.76 Crore of its NCDs in a monthly partial redemption. Outstanding balance stands at ₹39.39 Crore.
- Value
- ₹0.76 Cr
SRG Housing Finance Debt & Borrowing: ₹0.35 Cr
SRG Housing Finance paid Rs.0.35 Crore monthly interest on its NCDs on the due date, 29 October 2026. No delay or non-payment was reported.
- Value
- ₹0.35 Cr
SRG Housing Finance Debt & Borrowing: ₹1.14 Cr
SRG Housing Finance paid monthly interest of ₹38 Lakh and redeemed ₹76 Lakh principal on its listed NCDs (INE559N07058). Total debt servicing outflow was approximately ₹1.14 Crore.
- Value
- ₹1.14 Cr
SRG Housing Finance Debt & Borrowing: ₹0.39 Cr
SRG Housing Finance redeemed Rs.0.39 Crore of INE559N07066 NCDs under monthly redemption on 23 October 2026. Outstanding principal stands at Rs.21.27 Crore.
- Value
- ₹0.39 Cr
SRG Housing Finance Debt & Borrowing: ₹0.19 Cr
SRG Housing Finance paid Rs.0.19 Crore of monthly interest on its non-convertible debentures on 23-Oct-2026. No delay or non-payment was reported.
- Value
- ₹0.19 Cr