| Revenue growth | FY26 Total Income ₹1,066 Cr vs FY25 ₹2,424 Cr. |
|---|---|
| Margins | NIM at 9.9% in Q4; marginal borrowing cost down 120bps. |
| Demand visibility | Disbursement momentum picked up; ₹1,539 Cr in Q4. |
| Management confidence | Confident in FY27 growth enablers and profitability restoration. |
Growth
Q4FY26 Disbursement grew 30% QoQ to ₹1,539 Cr. FY26 Revenue stood at ₹1,066 Cr.
Outlook
Targeting FY27 growth through new LOS, customer acquisition, and Criss Financial merger to unlock synergies.
Risks
Asset quality challenges with FY26 Net Loss of ₹699 Cr and Stage 3 GNPA at 3.78%.
Earnings Call filed with NSE, NSE: SPANDANA. Summary written with AI assistance from the document.
Spandana Sphoorty Financial Ltd: key numbers
- Share price
- ₹225.53
- Market cap
- ₹1,804 Cr
- Revenue (annual)
- ₹1,024 Cr
- Net profit (annual)
- ₹-699.1 Cr
- P/E (TTM)
- -5.5×Sector 22.0×
- Promoter holding
- 48.16%+0.00% QoQ
- FII holding
- 19.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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