ALFA Finder| Revenue growth | FY26 Total Income ₹1,066 Cr vs FY25 ₹2,424 Cr. |
|---|---|
| Margins | NIM at 9.9% in Q4; marginal borrowing cost down 120bps. |
| Demand visibility | Disbursement momentum picked up; ₹1,539 Cr in Q4. |
| Management confidence | Confident in FY27 growth enablers and profitability restoration. |
Growth
Q4FY26 Disbursement grew 30% QoQ to ₹1,539 Cr. FY26 Revenue stood at ₹1,066 Cr.
Outlook
Targeting FY27 growth through new LOS, customer acquisition, and Criss Financial merger to unlock synergies.
Risks
Asset quality challenges with FY26 Net Loss of ₹699 Cr and Stage 3 GNPA at 3.78%.
Earnings Call filed with NSE, NSE: SPANDANA. Summary written with AI assistance from the document.
Spandana Sphoorty Financial Ltd: key numbers
- Share price
- ₹198.74
- Market cap
- ₹1,589 Cr
- Revenue (annual)
- ₹1,024 Cr
- Net profit (annual)
- ₹-699.1 Cr
- P/E (TTM)
- -26.7×Sector 20.8×
- Promoter holding
- 48.16%+0.00% QoQ
- FII holding
- 17.85%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Spandana Sphoorty Financial Ltd
All →Spandana Sphoorty Financial Capital Structure Change
Spandana issued a reminder for ₹4.93 Crore First and Final Call on 4,29,107 unpaid shares. Payment deadline: November 27, 2026; late payers risk forfeiture.
- Value
- ₹4.93 Cr
Spandana Sphoorty Financial Adverse Business Impact
Cyber fraud debited ₹7.80 crore from Spandana Sphoorty's bank account on November 1, 2026. The company has reported to authorities and filed an insurance claim.
- Value
- ₹7.80 Cr
Spandana Sphoorty Financial Debt & Borrowing: ₹12.5 Cr
Spandana Sphoorty partially redeemed Rs 12.50 Crore of its listed secured NCDs on 31 October 2026 by face-value redemption. Rs 200 Crore remains outstanding.
- Value
- ₹12.50 Cr
Spandana Sphoorty Financial Debt & Borrowing: ₹2.71 Cr
Spandana Sphoorty paid monthly interest of Rs 2.71 Crore across two listed secured NCD series on 30 October 2026, on time. Series-wise amounts were Rs 2.01 Crore and Rs 0.70 Crore.
- Value
- ₹2.71 Cr
Spandana Sphoorty Financial Earnings Call Transcript: Key Takeaways
Spandana shows operational recovery with AUM crossing ₹5,000 Cr, but masks stress via ARC sales.
Spandana Sphoorty Financial Other Announcement
CARE's quarterly monitoring report found no deviation in Spandana's rights issue proceeds. No proceeds were utilised during the quarter, with funds held in escrow.
- Execution
- Issue period August 01, 2025 to March 31, 2027