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Earnings Call

Shriram Finance Earnings Call: Key Takeaways

Shriram Finance reported strong Q4 FY26 results with PAT growing 40.86% YoY to ₹3,013.57 cr. Management emphasized steady growth despite macroeconomic volatility and a major equity infusion from MUFG Bank.

Why this was an Alfa AlertNot a filter event. Performance was strong but aligned with previous growth trajectories and general management targets.
Highlights
Revenue growthNII grew 15.58% YoY in Q4 FY26.
MarginsNIM at 8.61% in Q4; budgeted 8.5% for next year.
Demand visibilityStrong demand for used vehicles; improving demand for new vehicles.
Management confidenceHigh; projecting 18% AUM growth for FY27.

Growth

Disbursements grew 14.91% YoY to ₹50,952.30 cr; AUM increased 14.85% YoY to ₹3,02,273.75 cr; NII up 15.58%.

Outlook

Budgeted AUM growth of 18% for FY27; NIM targeted at 8.5%; expansion into high-ticket and new vehicle loans.

Risks

Potential monsoon shortfall, elevated agro-input costs, and geopolitical tensions influencing fuel prices and inflation.

Source

Earnings Call filed with BSE, NSE: SHRIRAMFIN. Summary written with AI assistance from the document.

Read the document ↗

Shriram Finance Ltd: key numbers

Share price
₹989.20
Market cap
₹2,32,767 Cr
Revenue (annual)
₹48,133 Cr
Net profit (annual)
₹10,024 Cr
P/E (TTM)
18.4×Sector 20.8×
Promoter holding
20.30%+0.00% QoQ
FII holding
55.65%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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