| Revenue growth | NII grew 15.58% YoY in Q4 FY26. |
|---|---|
| Margins | NIM at 8.61% in Q4; budgeted 8.5% for next year. |
| Demand visibility | Strong demand for used vehicles; improving demand for new vehicles. |
| Management confidence | High; projecting 18% AUM growth for FY27. |
Growth
Disbursements grew 14.91% YoY to ₹50,952.30 cr; AUM increased 14.85% YoY to ₹3,02,273.75 cr; NII up 15.58%.
Outlook
Budgeted AUM growth of 18% for FY27; NIM targeted at 8.5%; expansion into high-ticket and new vehicle loans.
Risks
Potential monsoon shortfall, elevated agro-input costs, and geopolitical tensions influencing fuel prices and inflation.
Earnings Call filed with BSE, NSE: SHRIRAMFIN. Summary written with AI assistance from the document.
Shriram Finance Ltd: key numbers
- Share price
- ₹989.20
- Market cap
- ₹2,32,767 Cr
- Revenue (annual)
- ₹48,133 Cr
- Net profit (annual)
- ₹10,024 Cr
- P/E (TTM)
- 18.4×Sector 20.8×
- Promoter holding
- 20.30%+0.00% QoQ
- FII holding
- 55.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Shriram Finance Ltd
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Shriram Finance Ltd paid Rs.0.35 Crore of monthly interest on its NCD8 Tranche 1 debentures on 12 November 2026. The payment was made on the due date, with no change in the payment frequency.
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Shriram Finance Debt & Borrowing: ₹3.98 Cr
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- Value
- ₹35,000 Cr
- Execution
- One year from the date of passing of the resolution
Shriram Finance Debt & Borrowing: ₹6.75 Cr
Shriram Finance paid Rs 6.75 Crore of interest on its NCDs on 29 October 2026, on time. This is a Regulation 57 confirmation of a debt servicing payment.
- Value
- ₹6.75 Cr
Shriram Finance Debt & Borrowing: ₹10.72 Cr
Shriram Finance confirmed timely payment of ₹10.72 Crore interest on NCDs (ISIN INE721A07SP0). Routine debt-servicing certification under Reg 57.
- Value
- ₹10.72 Cr