| Revenue growth | NII grew 15.58% YoY in Q4 FY26. |
|---|---|
| Margins | NIM at 8.61% in Q4; budgeted 8.5% for next year. |
| Demand visibility | Strong demand for used vehicles; improving demand for new vehicles. |
| Management confidence | High; projecting 18% AUM growth for FY27. |
Growth
Disbursements grew 14.91% YoY to ₹50,952.30 cr; AUM increased 14.85% YoY to ₹3,02,273.75 cr; NII up 15.58%.
Outlook
Budgeted AUM growth of 18% for FY27; NIM targeted at 8.5%; expansion into high-ticket and new vehicle loans.
Risks
Potential monsoon shortfall, elevated agro-input costs, and geopolitical tensions influencing fuel prices and inflation.
Earnings Call filed with BSE, NSE: SHRIRAMFIN. Summary written with AI assistance from the document.
Shriram Finance Ltd: key numbers
- Share price
- ₹994.10
- Market cap
- ₹2,33,916 Cr
- Revenue (annual)
- ₹48,133 Cr
- Net profit (annual)
- ₹10,024 Cr
- P/E (TTM)
- 20.7×Sector 22.0×
- Promoter holding
- 20.30%-5.08% QoQ
- FII holding
- 54.75%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Shriram Finance Ltd
All →Shriram Finance Legal & Regulatory
Shriram Finance received GST demand orders for FY 2020-23, imposing penalties totaling ₹5.59 Crore. The company is currently awaiting professional tax advice regarding these liabilities.
- Value
- ₹5.59 Cr
Shriram Finance Legal & Regulatory
Shriram Finance received GST demand orders totaling ₹11.18 Crore for FY 2020-21 to 2022-23 regarding tax non-payment and ineligible input tax credits.
- Value
- ₹11.18 Cr
Shriram Finance Debt & Borrowing: ₹16.35 Cr
Shriram Finance paid Rs.16.35 Crore annual interest on its SCUF NCDXXVIII debentures. The coupon was settled on the due date of 22 September 2026 with no delay.
- Value
- ₹16.35 Cr
Shriram Finance Debt & Borrowing: ₹4,416 Cr
Shriram Finance approved a tender offer to repurchase up to USD 460 million of its 2027/2028 Senior Secured Notes. Total consideration converts to ~₹4,416 Crore.
- Value
- ₹4,416 Cr
Shriram Finance Debt & Borrowing
Shriram Finance has fixed November 2026 record dates for interest payments on three private-placement NCD tranches. No payment amount is disclosed in this intimation.
Shriram Finance Board Meeting Date
Shriram Finance will hold a Banking & Finance Committee meeting on September 21, 2026, to consider a proposal for the buyback of its debt securities.