| Margins | Yields declined to 20.8%; ROA expected to moderate to 7% with diversification. |
|---|---|
| Demand visibility | Strong rural demand for two-wheelers and housing finance. |
| Management confidence | High; citing strong capital position (78.28% CRAR) for non-dilutive growth. |
Growth
AUM grew 25% YoY to ₹220Cr; PAT increased 21.67% to ₹19.48Cr; ROI 8.65%; ROE 11.33%.
Outlook
Targeting ₹500Cr AUM by FY29; expanding from 61 to 100 branches by FY27; ROA expected to stabilize around 7%.
Risks
Asset quality is sensitive to agricultural cycles and irregular rainfall impacting rural borrower income.
Earnings Call filed with BSE, NSE: SAHLIBHFI. Summary written with AI assistance from the document.
Shalibhadra Finance Ltd: key numbers
- Share price
- ₹72.58
- Market cap
- ₹224.2 Cr
- Revenue (annual)
- ₹41.05 Cr
- Net profit (annual)
- ₹19.48 Cr
- P/E (TTM)
- 11.3×Sector 20.8×
- Promoter holding
- 58.10%+0.00% QoQ
- FII holding
- 0.13%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Shalibhadra Finance Ltd
All →Shalibhadra Finance Other Announcement
Shalibhadra Finance Ltd filed its quarterly shareholding pattern as of 30 September 2026. The promoter and promoter group hold about 58.10% of 30,88,84,00 shares.
Shalibhadra Finance Board Meeting Date
Shalibhadra Finance will hold a board meeting on 14 November 2026 to consider unaudited quarterly and half-year results for September 2026. The trading window stays closed till results.
Shalibhadra Finance Debt & Borrowing: ₹0.19 Cr
Shalibhadra Finance paid Rs.0.19 Crore monthly interest on its 11.5% NCDs, due October 29, 2026. Routine servicing of an existing debt obligation.
- Value
- ₹0.19 Cr
Shalibhadra Finance Other Announcement
Shalibhadra Finance Limited has filed its quarterly shareholding pattern under Regulation 31. This routine disclosure details the company's equity ownership structure for the period.
Shalibhadra Finance Management Change
Shalibhadra Finance submitted the resignation letter of its Company Secretary, Megha Singh, which was omitted from the initial announcement. The departure was effective October 1, 2026.
Shalibhadra Finance Debt & Borrowing: ₹24 Cr
Shalibhadra Finance Limited's board approved issuing secured non-convertible debentures worth up to ₹24 Crore on a private placement basis.
- Value
- ₹24.00 Cr