| Margins | Yields declined to 20.8%; ROA expected to moderate to 7% with diversification. |
|---|---|
| Demand visibility | Strong rural demand for two-wheelers and housing finance. |
| Management confidence | High; citing strong capital position (78.28% CRAR) for non-dilutive growth. |
Growth
AUM grew 25% YoY to ₹220Cr; PAT increased 21.67% to ₹19.48Cr; ROI 8.65%; ROE 11.33%.
Outlook
Targeting ₹500Cr AUM by FY29; expanding from 61 to 100 branches by FY27; ROA expected to stabilize around 7%.
Risks
Asset quality is sensitive to agricultural cycles and irregular rainfall impacting rural borrower income.
Earnings Call filed with BSE, NSE: SAHLIBHFI. Summary written with AI assistance from the document.
Shalibhadra Finance Ltd: key numbers
- Share price
- ₹77.20
- Market cap
- ₹238.5 Cr
- Revenue (annual)
- ₹41.05 Cr
- Net profit (annual)
- ₹19.48 Cr
- P/E (TTM)
- 12.0×Sector 22.0×
- Promoter holding
- 58.10%+0.32% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Shalibhadra Finance Ltd
All →Shalibhadra Finance Debt & Borrowing: ₹20 Cr
Shalibhadra Finance Ltd approved the issuance of non-convertible debentures (NCDs) up to ₹20 Crore on a private placement basis.
- Value
- ₹20.00 Cr
Shalibhadra Finance Board Meeting Date
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Shalibhadra Finance Annual General Meeting
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