| Revenue growth | Interest earned grew 12.47% YoY to ₹41.05 Cr in FY26. |
|---|---|
| Margins | NIMs at 18.15% for FY26; Cost of Funds stable at 11.01%. |
| Demand visibility | Strong rural demand for two-wheelers and entry into high-growth segments. |
| Management confidence | High; targeting 127% AUM growth by FY29. |
Growth
AUM grew 77.4% since FY23 to ₹220 Cr; FY26 PAT rose 21.67% YoY to ₹19.48 Cr.
Outlook
Targeting ₹500 Cr AUM by FY29; plans to expand to 100 branches and launch Micro LAP and Home Loans.
Risks
Asset quality risks in rural segments (GNPA at 2.94%); competition from banks; interest rate fluctuations affecting borrowing costs.
Earnings Call filed with BSE, NSE: SAHLIBHFI. Summary written with AI assistance from the document.
Shalibhadra Finance Ltd: key numbers
- Share price
- ₹77.20
- Market cap
- ₹238.5 Cr
- Revenue (annual)
- ₹41.05 Cr
- Net profit (annual)
- ₹19.48 Cr
- P/E (TTM)
- 12.0×Sector 22.0×
- Promoter holding
- 58.10%+0.32% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Shalibhadra Finance Ltd
All →Shalibhadra Finance Debt & Borrowing: ₹20 Cr
Shalibhadra Finance Ltd approved the issuance of non-convertible debentures (NCDs) up to ₹20 Crore on a private placement basis.
- Value
- ₹20.00 Cr
Shalibhadra Finance Board Meeting Date
Shalibhadra Finance has scheduled a board meeting for September 17, 2026, to consider the issuance of non-convertible debentures.
Shalibhadra Finance Results Correction
Shalibhadra Finance submitted an additional disclosure under Regulation 52(4) to rectify an inadvertent omission of the "Bad Debts to Accounts Receivable Ratio" for the June 2026 quarter.
Shalibhadra Finance Annual Report
Shalibhadra Finance Limited has filed its Annual Report for the financial year 2025-2026, alongside the notice for its 35th Annual General Meeting.
Shalibhadra Finance Product Launch
Shalibhadra Finance has launched a Used Commercial Vehicle financing division. This new product line expands the company's loan portfolio into the rural logistics market.
Shalibhadra Finance Annual General Meeting
Shalibhadra Finance Limited has scheduled its 35th Annual General Meeting for September 30, 2026. The meeting will be conducted via Video Conferencing or other Audio-Visual Means.