ALFA Finder| Margins | Cost-to-Income maintained below 15%; RoA at 4.80%. |
|---|---|
| Demand visibility | Strong targeting of MSMEs, distributors, and dealers in industrial supply chains. |
| Management confidence | High; citing disciplined NBFC operations and strong capital structure. |
Growth
PAT grew 58% YoY to ₹128 Cr; AUM rose 75% YoY to ₹3,936 Cr with ₹25,368 Cr disbursements.
Outlook
Guided for 25-30% AUM CAGR and 30-35% PAT CAGR; target RoE of 14-16% and RoA 4.5-5.0%.
Risks
Potential credit costs in supply chain financing and maintaining the NIL NPA status during rapid scale-up.
Earnings Call filed with BSE, NSE: SGFIN. Summary written with AI assistance from the document.
SG Finserve Ltd: key numbers
- Share price
- ₹698.30
- Market cap
- ₹4,674 Cr
- Revenue (annual)
- ₹333.4 Cr
- Net profit (annual)
- ₹127.7 Cr
- P/E (TTM)
- 25.0×Sector 21.0×
- Promoter holding
- 56.95%+0.00% QoQ
- FII holding
- 1.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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