| Revenue growth | Total Income grew 28.6% YoY to ₹1,679 Cr in FY26. |
|---|---|
| Margins | Spread improved to 8.99% in FY26 from 8.42% in FY25. |
| Demand visibility | Targeting large MSME segment growing at 24% CAGR. |
Growth
FY26 PAT grew 31% YoY to ₹451 Cr; AUM grew 29% YoY. Q4 PAT rose 30% YoY to ₹123 Cr.
Outlook
Focus on ₹5-30 lakh ticket size MSME loans; leveraging tech-led 'SAHAYAK' app for 100% in-house sourcing and productivity.
Risks
Gross NPA at 2.61% and 1+ DPD at 8.44% indicate potential credit quality headwinds in the MSME segment.
Earnings Call filed with NSE, NSE: SBFC. Summary written with AI assistance from the document.
SBFC Finance Ltd: key numbers
- Share price
- ₹81.10
- Market cap
- ₹8,994 Cr
- Revenue (annual)
- ₹1,679 Cr
- Net profit (annual)
- ₹450.8 Cr
- P/E (TTM)
- 18.7×Sector 21.8×
- Promoter holding
- 52.31%-0.04% QoQ
- FII holding
- 7.22%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SBFC Finance Ltd
All →SBFC Finance Board Meeting Date
SBFC Finance Limited schedules a board meeting on October 24, 2026, to approve unaudited financial results for the quarter and half-year ending September 30, 2026.
SBFC Finance Credit Rating
SBFC Finance received a credit rating reaffirmation from CARE Ratings for its bank facilities, commercial paper, and NCDs, with a positive outlook revision.
SBFC Finance Credit Rating
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- Value
- ₹37.62 Cr
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SBFC Finance Limited paid interest of Rs.1.37 Crore on its listed non-convertible debentures. This confirms the successful servicing of the company's monthly debt obligation.
- Value
- ₹1.37 Cr
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SBFC Finance allotted 10,000 secured, rated NCDs aggregating to ₹100 Crore on a private placement basis.
- Value
- ₹100.0 Cr
SBFC Finance Other Announcement
SBFC Finance received an ESG rating of 75.00 (Leader) from Niche99 ESG Ratings for FY 2025-26. The rating was prepared independently using public-domain data.