ALFA Finder| Margins | Cost of funds declining from 10.5% to target 9.3% by year-end. |
|---|---|
| Demand visibility | Strong; targeting 15+ product boxes by end of next year. |
| Management confidence | High; 100% confidence in hitting disbursement and recovery projections. |
Growth
AUM increased to INR 56,239 Cr; Q1 disbursements reached INR 3,875 Cr. Q1 PAT at INR 243 Cr.
Outlook
Disbursement target of INR 30,000 Cr for FY27 and INR 40,000-50,000 Cr for FY28. Target cost-to-income 30-35% by FY29.
Risks
Transition from monoline to multi-product; high current cost of funds relative to AAA peers.
Last quarter's promises, checked
Delivered
- Guided Q3 PAT ~INR 302 Cr → delivered INR 314 Cr (= BEAT)
- Guided GNPA 1.3% → delivered 1.2% (= BEAT)
- Guided NNPA 0.8% → delivered 0.7% (= BEAT)
Partly delivered
- Guided recovery INR 400-500 Cr/qtr → Q1 FY27 PAT suggests partial progress (= PARTIAL)
Missed
- Guided AUM INR 44,000 Cr → delivered INR 56,239 Cr (= MISS)
- Guided PAT growth → delivered INR 243 Cr in Q1 FY27 (= MISS)
Investor Presentation filed with BSE, NSE: SAMMAANCAP. Summary written with AI assistance from the document.
Sammaan Capital Ltd: key numbers
- Share price
- ₹137.51
- Market cap
- ₹17,195 Cr
- Revenue (annual)
- ₹8,166 Cr
- Net profit (annual)
- ₹-7,145 Cr
- P/E (TTM)
- -2.4×Sector 21.2×
- Promoter holding
- 33.32%+4.98% QoQ
- FII holding
- 19.50%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Sammaan Capital Ltd
All →Sammaan Capital Board Meeting Date
Sammaan Capital will hold a board meeting on 14-11-2026 to consider unaudited standalone and consolidated results for the quarter and half year ended September 2026. This is a future meeting notice; the agenda is proposed only.
Sammaan Capital Debt & Borrowing: ₹22.75 Cr
Sammaan Capital redeemed secured NCD principal on 7 November 2026, totalling about Rs 22.75 Crore. The payments combined full maturities with scheduled partial repayments.
- Value
- ₹22.75 Cr
Sammaan Capital Debt & Borrowing: ₹3.36 Cr
Sammaan Capital paid interest on secured NCD series on 7 November 2026, aggregating about Rs 3.36 Crore. Payments came ahead of the 9 November due date.
- Value
- ₹3.36 Cr
Sammaan Capital Debt & Borrowing: ₹26.11 Cr
Sammaan Capital certified timely payment of principal and interest on its listed secured NCDs. Payments total about ₹26.11 Crore across 16 ISINs.
- Value
- ₹26.11 Cr
Sammaan Capital Debt & Borrowing: ₹1.49 Cr
Sammaan Capital certified timely interest payment of about Rs 1.49 Crore on its secured NCDs. The interest was due 23 October 2026 under the monthly schedule.
- Value
- ₹1.49 Cr
Sammaan Capital Debt & Borrowing: ₹0.08 Cr
Sammaan Capital certified timely payment of monthly interest on its listed secured NCDs, about Rs 0.08 Crore in total. As a debt servicing event, it is a routine payment confirmation rather than paperwork.
- Value
- ₹0.08 Cr