| Management target | Net Profit 45.0% FY27 |
|---|
| Revenue growth | Modest 8% YoY growth led by insurance and delinquency verticals. |
|---|---|
| Margins | EBITDA margins contracted due to deliberate upfront manpower investments. |
| Demand visibility | Strong demand for insurance and delinquency services offsetting payment slowdowns. |
| Management confidence | Balanced; focused on long-term scalability despite short-term margin dips. |
Growth
Revenue grew 8% YoY to 269.9 Cr, but EBITDA declined significantly following aggressive manpower expansion for high-margin products.
Outlook
Management maintains 40-50% PAT growth guidance for FY27, expecting Q3 and Q4 to deliver major leaps.
Risks
Margins face pressure from regulatory OTP requirements for cash withdrawals and reliance on the mature AEPS market.
Earnings Call Transcript filed with NSE, NSE: RNFI. Summary written with AI assistance from the document.
RNFI Services Ltd: key numbers
- Share price
- ₹317.25
- Market cap
- ₹805.6 Cr
- Revenue (annual)
- ₹968.6 Cr
- Net profit (annual)
- ₹28.98 Cr
- P/E (TTM)
- 27.8×Sector 22.0×
- Promoter holding
- 64.35%-0.76% QoQ
- FII holding
- 1.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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