ALFA Finder| Management target | Net Profit 45.0% FY27 |
|---|
| Revenue growth | Modest 8% YoY growth led by insurance and delinquency verticals. |
|---|---|
| Margins | EBITDA margins contracted due to deliberate upfront manpower investments. |
| Demand visibility | Strong demand for insurance and delinquency services offsetting payment slowdowns. |
| Management confidence | Balanced; focused on long-term scalability despite short-term margin dips. |
Growth
Revenue grew 8% YoY to 269.9 Cr, but EBITDA declined significantly following aggressive manpower expansion for high-margin products.
Outlook
Management maintains 40-50% PAT growth guidance for FY27, expecting Q3 and Q4 to deliver major leaps.
Risks
Margins face pressure from regulatory OTP requirements for cash withdrawals and reliance on the mature AEPS market.
Earnings Call Transcript filed with NSE, NSE: RNFI. Summary written with AI assistance from the document.
RNFI Services Ltd: key numbers
- Share price
- ₹315.00
- Market cap
- ₹799.9 Cr
- Revenue (annual)
- ₹968.6 Cr
- Net profit (annual)
- ₹28.98 Cr
- P/E (TTM)
- 27.6×Sector 21.0×
- Promoter holding
- 64.25%-0.10% QoQ
- FII holding
- 1.35%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from RNFI Services Ltd
All →RNFI Services Earnings Call Transcript: Key Takeaways
H1 FY27 headline growth is inconsistent (48% vs 25%). Profit surged QoQ, but DMT regulatory loss and margin-diluting investments are real. FY27 30–40% guidance merely reiterated; no bridge.
- Call
- Guides 30% growth
RNFI Services Management Change
RNFI Services appointed Sameer Nagpal as Group Chief Operating Officer effective 6 November 2026. He is also designated Senior Management Personnel.
RNFI Services Employee Stock Options
RNFI Services granted 7,92,044 employee stock options under its 2026 ESOP plan. The exercise price equals the Rs. 10 face value, with options vesting after one year.
RNFI Services Q2 FY27 Results: Net Profit ₹10.1 Cr, Up 14.8% YoY
RNFI Services Ltd reported revenue from operations of ₹277.9 Cr (+25.3% YoY) and net profit of ₹10.1 Cr (+14.8% YoY) for Q2 FY27.
- Key figure
- Net profit ₹10.1 Cr · +14.8% YoY
RNFI Services Board Meeting Date
RNFI Services will hold a board meeting on 6 November 2026 to consider half-yearly unaudited standalone and consolidated results for September 2026 and ESOP matters. Trading window stays closed until 8 November 2026.
RNFI Services Regulatory Approval
RNFI received RBI no-objection to acquire control of Smart Payment Solutions Private Limited. Remaining tranches may proceed, but no transaction value is disclosed.