| Revenue growth | 6% YoY |
|---|---|
| Margins | NIM stable at 5.4%; Spread at 3.4%. |
| Order book | Sanctions at ₹938 Cr; Disbursements at ₹843 Cr. |
| Demand visibility | Steady growth in retail housing segments. |
| Management confidence | High |
Growth
Loan book grew 8.9% YoY to ₹15,990 Cr; Net Interest Income rose 10.2% YoY to ₹216 Cr.
Outlook
Aims for steady geographical expansion beyond South India into Maharashtra, Gujarat, and West Bengal.
Risks
GNPA marginally increased to 2.7% from 2.6% QoQ. Stage-2 assets also rose slightly to 7.2%.
Last quarter's promises, checked
Delivered
- Guided Rs.4000 Cr disbursement -> delivered Rs.4148 Cr (= BEAT)
- Guided Stage-2 assets reduction -> delivered 7% from 9.5% (= BEAT)
- Guided GNPA reduction -> delivered 2.55% from 3.26% (= BEAT)
Missed
- Guided Rs.16,200 Cr AUM -> delivered Rs.15,850 Cr (= MISS)
Investor Presentation filed with BSE, NSE: REPCOHOME. Summary written with AI assistance from the document.
Repco Home Finance Ltd: key numbers
- Share price
- ₹347.70
- Market cap
- ₹2,175 Cr
- Revenue (annual)
- ₹1,787 Cr
- Net profit (annual)
- ₹475.4 Cr
- P/E (TTM)
- 4.5×Sector 22.0×
- Promoter holding
- 37.13%+0.00% QoQ
- FII holding
- 12.36%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Repco Home Finance Ltd
All →Repco Home Finance Credit Rating
Repco Home Finance received provisional ratings of [ICRA]AAA(SO) and [ICRA]AA(SO) from ICRA for its Pass-Through Certificates (PTCs) worth ₹78.00 Crore.
- Value
- ₹78.00 Cr
Repco Home Finance Debt & Borrowing: ₹75 Cr
Repco Home Finance redeemed Rs.75 Crore unlisted Commercial Paper at maturity on 21 September 2026. Maturity proceeds were paid in full to CP holders.
- Value
- ₹75.00 Cr
Repco Home Finance Other Announcement
Repco Home Finance intimated contact details of its authorized officials for materiality determination under SEBI LODR Regulation 30. No financial or operational event is involved.
Repco Home Finance Management Change
Mr. Paiyur Kuppuraman Vaidyanathan has ceased to be a Whole-time Director and Chief Development Officer of Repco Home Finance Limited, effective September 16, 2026.
Repco Home Finance Annual General Meeting
Repco Home Finance has announced its 26th Annual General Meeting to be held on September 29, 2026, through video conferencing, along with related book closure dates.
Repco Home Finance Annual Report
Repco Home Finance filed its Annual Report for the financial year 2025-26. The document includes the notice for the 26th Annual General Meeting.