ALFA Finder| Revenue growth | 6% YoY |
|---|---|
| Margins | NIM stable at 5.4%; Spread at 3.4%. |
| Order book | Sanctions at ₹938 Cr; Disbursements at ₹843 Cr. |
| Demand visibility | Steady growth in retail housing segments. |
| Management confidence | High |
Growth
Loan book grew 8.9% YoY to ₹15,990 Cr; Net Interest Income rose 10.2% YoY to ₹216 Cr.
Outlook
Aims for steady geographical expansion beyond South India into Maharashtra, Gujarat, and West Bengal.
Risks
GNPA marginally increased to 2.7% from 2.6% QoQ. Stage-2 assets also rose slightly to 7.2%.
Last quarter's promises, checked
Delivered
- Guided Rs.4000 Cr disbursement -> delivered Rs.4148 Cr (= BEAT)
- Guided Stage-2 assets reduction -> delivered 7% from 9.5% (= BEAT)
- Guided GNPA reduction -> delivered 2.55% from 3.26% (= BEAT)
Missed
- Guided Rs.16,200 Cr AUM -> delivered Rs.15,850 Cr (= MISS)
Investor Presentation filed with BSE, NSE: REPCOHOME. Summary written with AI assistance from the document.
Repco Home Finance Ltd: key numbers
- Share price
- ₹390.00
- Market cap
- ₹2,440 Cr
- Revenue (annual)
- ₹1,792 Cr
- Net profit (annual)
- ₹475.4 Cr
- P/E (TTM)
- 5.0×Sector 20.8×
- Promoter holding
- 37.13%+0.00% QoQ
- FII holding
- 11.09%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Repco Home Finance Ltd
All →Repco Home Finance Other Announcement
Repco Home Finance informs that its RTA, KFin Technologies, will shift its corporate office to a new Hyderabad address from 1 December 2026. No business or financial impact to investors is indicated.
Repco Home Finance Debt & Borrowing
Repco Home Finance submitted a revised Security Cover and Covenant Compliance Certificate as of 30 September 2026, extending compliance coverage to all Debenture Trust Deed covenants. The revision follows the earlier certificate and only changes the covenant scope and UDIN.
Repco Home Finance Management Change
Repco Home Finance disclosed that two independent directors, R. Vaithianathan and Usha Ravi, completed their tenure and ceased to be directors effective close of business on 10 November 2026. The filing is a Reg 30 cessation disclosure.
Repco Home Finance Earnings Call Transcript: Key Takeaways
Q2 disbursement of about ₹1,205 Cr met the ~₹1,200 Cr guidance, and gross NPA fell to 2.4%. Management guided spreads lower as cost of funds rises and borrowers get rate concessions.
Repco Home Finance Dividend
Repco Home Finance declared an interim dividend of Rs 5 per equity share for FY 2026-27 on November 5, 2026. The record date is November 13, 2026.
Repco Home Finance Investor Presentation: Key Takeaways
Q2 FY27 operating revenue Rs481cr (+8.0% YoY), PAT Rs116cr (+8.4%), loan book Rs16,425cr (+9.3%), GNPA 2.42%. Sanctions up 12.7% YoY.