ALFA Finder| Revenue growth | Net interest income impacted by shift to daily balancing method. |
|---|---|
| Margins | Spread maintained at 3.34%; NIM at 5.38%. |
| Demand visibility | Strong growth shoots in non-Tamil Nadu states like Karnataka and Maharashtra. |
| Management confidence | High on hitting ₹5,000 Cr disbursement target for FY27. |
Growth
FY26 disbursements grew 26% YoY to ₹4,148 Cr; Net Profit increased slightly to ₹453 Cr from ₹449 Cr.
Outlook
Guided FY27 disbursement of ₹5,000 Cr and long-term AUM target of ₹25,000 Cr by FY29.
Risks
High pre-payment/BT-out rates (₹2,000 Cr annually) and competitive pricing pressure on NIMs.
Earnings Call filed with BSE, NSE: REPCOHOME. Summary written with AI assistance from the document.
Repco Home Finance Ltd: key numbers
- Share price
- ₹390.00
- Market cap
- ₹2,440 Cr
- Revenue (annual)
- ₹1,792 Cr
- Net profit (annual)
- ₹475.4 Cr
- P/E (TTM)
- 5.0×Sector 20.8×
- Promoter holding
- 37.13%+0.00% QoQ
- FII holding
- 11.09%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Repco Home Finance Ltd
All →Repco Home Finance Other Announcement
Repco Home Finance informs that its RTA, KFin Technologies, will shift its corporate office to a new Hyderabad address from 1 December 2026. No business or financial impact to investors is indicated.
Repco Home Finance Debt & Borrowing
Repco Home Finance submitted a revised Security Cover and Covenant Compliance Certificate as of 30 September 2026, extending compliance coverage to all Debenture Trust Deed covenants. The revision follows the earlier certificate and only changes the covenant scope and UDIN.
Repco Home Finance Management Change
Repco Home Finance disclosed that two independent directors, R. Vaithianathan and Usha Ravi, completed their tenure and ceased to be directors effective close of business on 10 November 2026. The filing is a Reg 30 cessation disclosure.
Repco Home Finance Earnings Call Transcript: Key Takeaways
Q2 disbursement of about ₹1,205 Cr met the ~₹1,200 Cr guidance, and gross NPA fell to 2.4%. Management guided spreads lower as cost of funds rises and borrowers get rate concessions.
Repco Home Finance Dividend
Repco Home Finance declared an interim dividend of Rs 5 per equity share for FY 2026-27 on November 5, 2026. The record date is November 13, 2026.
Repco Home Finance Investor Presentation: Key Takeaways
Q2 FY27 operating revenue Rs481cr (+8.0% YoY), PAT Rs116cr (+8.4%), loan book Rs16,425cr (+9.3%), GNPA 2.42%. Sanctions up 12.7% YoY.