| Revenue growth | Net interest income impacted by shift to daily balancing method. |
|---|---|
| Margins | Spread maintained at 3.34%; NIM at 5.38%. |
| Demand visibility | Strong growth shoots in non-Tamil Nadu states like Karnataka and Maharashtra. |
| Management confidence | High on hitting ₹5,000 Cr disbursement target for FY27. |
Growth
FY26 disbursements grew 26% YoY to ₹4,148 Cr; Net Profit increased slightly to ₹453 Cr from ₹449 Cr.
Outlook
Guided FY27 disbursement of ₹5,000 Cr and long-term AUM target of ₹25,000 Cr by FY29.
Risks
High pre-payment/BT-out rates (₹2,000 Cr annually) and competitive pricing pressure on NIMs.
Earnings Call filed with BSE, NSE: REPCOHOME. Summary written with AI assistance from the document.
Repco Home Finance Ltd: key numbers
- Share price
- ₹347.70
- Market cap
- ₹2,175 Cr
- Revenue (annual)
- ₹1,787 Cr
- Net profit (annual)
- ₹475.4 Cr
- P/E (TTM)
- 4.5×Sector 22.0×
- Promoter holding
- 37.13%+0.00% QoQ
- FII holding
- 12.36%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Repco Home Finance Ltd
All →Repco Home Finance Credit Rating
Repco Home Finance received provisional ratings of [ICRA]AAA(SO) and [ICRA]AA(SO) from ICRA for its Pass-Through Certificates (PTCs) worth ₹78.00 Crore.
- Value
- ₹78.00 Cr
Repco Home Finance Debt & Borrowing: ₹75 Cr
Repco Home Finance redeemed Rs.75 Crore unlisted Commercial Paper at maturity on 21 September 2026. Maturity proceeds were paid in full to CP holders.
- Value
- ₹75.00 Cr
Repco Home Finance Other Announcement
Repco Home Finance intimated contact details of its authorized officials for materiality determination under SEBI LODR Regulation 30. No financial or operational event is involved.
Repco Home Finance Management Change
Mr. Paiyur Kuppuraman Vaidyanathan has ceased to be a Whole-time Director and Chief Development Officer of Repco Home Finance Limited, effective September 16, 2026.
Repco Home Finance Annual General Meeting
Repco Home Finance has announced its 26th Annual General Meeting to be held on September 29, 2026, through video conferencing, along with related book closure dates.
Repco Home Finance Annual Report
Repco Home Finance filed its Annual Report for the financial year 2025-26. The document includes the notice for the 26th Annual General Meeting.